228 Commack Rd, Mastic Beach, NY 11951 Property Records

Suffolk County and Brookhaven Town property record for 228 Commack Rd, Mastic Beach, NY 11951

Property Summary

Property Type	Single Family Home
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Oct 2018)
Tax Bill	$9,133 (2024)
Deeds & Mortgages	Nov 2025 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0200-980.40-13.00-050.000`

Property Details

APN / Parcel Number

Primary APN	`0200-980.40-13.00-050.000`
Alternative APNs	`472289 980.40-13-050.000` `0209024000500050000` `00004419930` `4419930`

Exterior

Lot Area	14,375 sqft (0.33 acres)
View / Lot	Waterfront

Location & Zoning

Account Number	4419930
Street Address	228 COMMACK RD
City	MASTIC BEACH
State	NY
Zip	11951-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	401
Legal Lot Number	300
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	3
Census Block	3016
Census Tract	159509

Owner

228 Commack Rd is owned and occupied by two individuals who bought it in October 2018.

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	228 COMMACK RD, MASTIC BEACH, NY 11951-3417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 7, 2020	Deed of Trust, Mortgage · Conventional with PMI TEACHERS FCU
Oct 3, 2018	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2018 · Amount on File
Deed Sale	Oct 3, 2018 · Amount on File
Deed Book / Page	12981 / 262
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	228 COMMACK RD, MASTIC BEACH, NY 11951-3417
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236970107
Date	Nov 21, 2025
Book Page	23697/107

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	349 Months
Due	Dec 1, 2054

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	228 COMMACK RD, MASTIC BEACH, NY 11951-3417
Document Number	0231380637
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 COMMACK RD MASTIC BEACH NY 119513417, MASTIC BEACH, NY 11951-3417

Mortgage

Document Number	0231380637
Date	May 27, 2020
Book Page	023138/000637

Lender

Name	TEACHERS FCU
Type	Credit Union
Address	HAUPPAUGE, NY 11788

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 3, 2018
Property Address	228 COMMACK RD, MASTIC BEACH, NY 11951-3417
Document Number	0129810262
Book / Page	012981 / 000262
Instrument Date	Aug 30, 2018
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 LEXINGTON RD SHIRLEY NY 119672914, SHIRLEY, NY 11967-2914

Mortgage

Document Number	229650542
Date	Oct 3, 2018
Book Page	022965/000542

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	3701 REGENT BLVD # 290, IRVING, TX 75063-2312

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	William Floyd Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,225 Land $280 Building $1,945	$463,541 Land $52,830 Building $366,981
2024	$9,133.00
2023		$2,225 Land $280 Building $1,945	$4,121 Land $519 Building $3,602

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 228 Commack Rd in Zone X, an area of minimal flood risk, though there have been 50 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	50 (1989–2018)
Claims Outside the SFHA	9 of 50
Most Recent Claim	Jul 2018 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 16 claims Severe Storms And Flooding, Mar 2010 · 7 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Commack Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Commack Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures