228 Colonial Dr, Charles Town, WV 25414 Property Records

Jefferson County property record for 228 Colonial Dr, Charles Town, WV 25414

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,282 sqft · built 2015
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on File
Last Sale	$273,000 (Aug 2018)
Tax Bill	$2,947 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-11B-0298.0000`

Property Details

APN / Parcel Number

Primary APN	`03-11B-0298.0000`
Alternative APN	`19-03-11B-0298.0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,282 sqft Living Area
1st Floor Area	2,266 sqft
Family Room	Family Room

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	92 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	228 COLONIAL DR
City	CHARLES TOWN
State	WV
Zip	25414-4919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 298 HUNTFIELD
Legal Subdivision	HUNTFIELD SUBDIVISION
Legal Lot Number	298
Jurisdiction	JEFFERSON WV
Township / Civil Division	KABLETOWN
Census Block Group	2
Census Block	2011
Census Tract	972501

Owner

228 Colonial Dr is owned and occupied by an individual who bought it in August 2018.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	228 COLONIAL DR, CHARLES TOWN, WV 25414-4919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Apr 17, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 28, 2018	Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Aug 23, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2018 · Amount on File
Deed Sale	Aug 28, 2018 · Amount on File
Prior Sale	Jul 24, 2015 · Amount on File
Deed Document Number	201810230
Deed Book / Page	1212 / 193
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Oct 1, 2021
Property Address	228 COLONIAL DR, CHARLES TOWN, WV 25414-4919
Document Number	1269/349
Book / Page	1269 / 349
Map Reference	MB 22 PG 42
Instrument Date	Sep 30, 2021
Instrument	202100016408
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,886.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 COLONIAL DR, CHARLES TOWN, WV 25414-4919

Mortgage

Document Number	202100016409
Date	Oct 1, 2021
Instrument	202100016409

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	228 COLONIAL DR, CHARLES TOWN, WV 25414-4919
Document Number	0000005387
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	228 COLONIAL DR CHARLES TOWN WV 254144919, CHARLES TOWN, WV 25414-4919

Mortgage

Document Number	0000005387
Date	May 5, 2020
Book Page	002280/000444
Instrument	5387

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 4, 2035

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Aug 28, 2018
Property Address	228 COLONIAL DR, CHARLES TOWN, WV 25414-4919
Document Number	1212/193
Book / Page	1212 / 193
Map Reference	MB 22 PG 42
Instrument Date	Aug 22, 2018
Instrument	201800010230
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,201.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800010231
Date	Aug 28, 2018
Instrument	201800010231

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	Aug 23, 2018
Property Address	228 COLONIAL DR, CHARLES TOWN, WV 25414-4919
Document Number	0000009811
Book / Page	001212 / 000087
Instrument Date	Aug 9, 2018
Instrument	9811
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,145.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 BATTLEFIELD DR CHARLES TOWN WV 254142598, CHARLES TOWN, WV 25414-2598
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 228 Colonial Dr was $2,947, down 0.7% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Municipality	Charles Town City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,947.00 (-0.74%)	$213,800 (-) Land $54,700 Building $159,100	$356,333 (+0.01%) Land $91,167 Building $265,167
2025	$2,969.00	$213,800 Land $54,700 Building $159,100	$356,300 Land $91,100 Building $265,200
2023	$2,601.00	$185,200 Land $37,600 Building $147,600	$308,600 Land $62,600 Building $246,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 Colonial Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Colonial Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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