228 Co Rd 640, Granby, CO 80446 Property Records

Grand County property record for 228 Co Rd 640, Granby, CO 80446

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,128 sqft · built 2019
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jul 2017)
Tax Bill	$6,292 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2019 Construction Loan + 1 more
Flood Zone	Zone D (undetermined)
APN	`R099310`

Property Details

APN / Parcel Number

Primary APN	`R099310`
Alternative APN	`119134311018`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,128 sqft
Gross Area	4,270 sqft

Exterior

Year Built	Built 2019
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Area	1,092 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R099310
Street Address	228 COUNTY ROAD 640
City	GRANBY
State	CO
Zip	80446-8710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	43
Legal Description	SUBD: MCELWAIN SUBDIVISION LOT: 4 BLOCK: 4
Legal Subdivision	MCELWAIN SUBDIVISION
Legal Block	4
Legal Lot Number	4
Jurisdiction	GRAND CO
Township / Civil Division	GRANBY
Census Block Group	2
Census Block	2107
Census Tract	207

Owner

228 Co Rd 640 is owned and occupied by an individual who bought it in July 2017.

Source: Grand County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	228 COUNTY ROAD 640, GRANBY, CO 80446-8710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALPINE BANK
Oct 29, 2019	Deed of Trust, Mortgage · Construction Mortgage GRAND MOUNTAIN BANK FSB
Jul 28, 2017	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2017 · Amount on File
Deed Sale	Jul 28, 2017 · Amount on File
Deed Document Number	2017005847
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	228 COUNTY ROAD 640, GRANBY, CO 80446-8710
Transaction Type	Mortgage
Record Updated	Mar 8, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 GRAND COUNTY ROAD 640, GRANBY, CO 80446-8710

Mortgage

Document Number	2020010506
Date	Nov 3, 2020
Instrument	2020010506

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	228 COUNTY ROAD 640, GRANBY, CO 80446-8710
Transaction Type	Mortgage
Record Updated	Mar 8, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019009019
Date	Oct 29, 2019
Instrument	2019009019

Lender

Name	GRAND MOUNTAIN BANK FSB
Type	Bank
Address	GRANBY, CO 80446

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	GRAND CO
Recording Date	Jul 28, 2017
Property Address	228 COUNTY ROAD 640, GRANBY, CO 80446-8710
Document Number	2017005847
Map Reference	DOC72231
Instrument Date	Jul 27, 2017
Instrument	2017005847
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Amount	Amount on Record
Tax	$35.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24024 SUMAC DR, GOLDEN, CO 80401-9268

Tax Assessment & Valuation

The 2025 property tax bill for 228 Co Rd 640 was $6,292.

Source: Grand County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Grand County
Unified School District	East Grand School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,292.00	$112,370 Land $10,880 Building $101,490	$1,797,830 Land $174,000 Building $1,623,830
2023	$6,370.00 (+35.27%)	$113,830 (+46.8%) Land $11,290 Building $102,540	$1,698,940 (+52.27%) Land $168,540 Building $1,530,400
2022	$4,709.00	$77,540 Land $7,320 Building $70,220	$1,115,730 Land $105,300 Building $1,010,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 228 Co Rd 640 in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Co Rd 640 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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