228 Cliff Dr, Excelsior Springs, MO 64024 Property Records

Clay County property record for 228 Cliff Dr, Excelsior Springs, MO 64024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,008 sqft · built 1960
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$121,700 (Apr 2018)
Tax Bill	$1,756 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-311-00-13-005.00`

Property Details

APN / Parcel Number

Primary APN	`12-311-00-13-005.00`
Alternative APNs	`1231100130050001` `320379`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,008 sqft
Basement Area	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	228 CLIFF DR
City	EXCELSIOR SPRINGS
State	MO
Zip	64024-2178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNYSIDE BLKS 1-4 LTS 6 & 7 BLK 3
Legal Range	30W
Legal Township	52N
Legal Section	01
Legal Subdivision	SUNNYSIDE
Legal Block	1-4,3
Legal Lot Number	6,7
Jurisdiction	CLAY MO
Township / Civil Division	FISHING RIVER
Census Block Group	3
Census Block	3039
Census Tract	21703

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	228 CLIFF DR, EXCELSIOR SPRINGS, MO 64024-2178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 15, 2017	Warranty Deed, Transfer US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2018 · Amount on Record
Deed Sale	Apr 25, 2018 · Amount on Record
Prior Sale	Jul 28, 2003 · Amount on Record
Deed Document Number	201812678
Deed Book / Page	8184 / 81
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Apr 25, 2018
Property Address	228 CLIFF DR, EXCELSIOR SPRINGS, MO 64024-2178
Document Number	0000012678
Book / Page	8184 / 081
Instrument Date	Apr 23, 2018
Instrument	2018012678
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 CLIFF DR, EXCELSIOR SPRINGS, MO 64024-2178

Mortgage

Document Number	0000012685
Date	Apr 25, 2018
Instrument	2018012685

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jun 15, 2017
Property Address	228 CLIFF DR, EXCELSIOR SPRINGS, MO 64024-2178
Document Number	0000019853
Book / Page	007985 / 000110
Instrument Date	Jun 14, 2017
Instrument	19853
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 CLIFF DR EXCELSIOR SPRINGS MO 640242178, EXCELSIOR SPRINGS, MO 64024-2178

Mortgage

Document Number	19854
Date	Jun 15, 2017
Book Page	007985/000111
Instrument	19854

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Excelsior Springs City
Unified School District	Excelsior Springs 40 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,756.00 (+14.32%)	$25,330 (+14.93%)	$133,316 (+14.93%)
2023	$1,536.00 (+25.7%)	$22,040	$116,000
2019	$1,222.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1993–1998)
Most Recent Claim	Oct 1998 · Severe Storms, Flooding And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EXCELSIOR SPRINGS PWS serves 11,084 people · EPA ID MO1010261
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

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