228 Chris Ct, Garner, NC 27529 Property Records

Johnston County property record for 228 Chris Ct, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,910 sqft · built 1988
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on Record
Last Sale	$384,500 (Jun 2023)
Tax Bill	$2,214 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06E03027H`

Property Details

APN / Parcel Number

Primary APN	`06E03027H`
Alternative APNs	`2000052524` `2000288605`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,910 sqft Living Area
Gross Area	2,815 sqft
1st Floor Area	857 sqft
Attic	Attic
Attic Area	288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2002
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	225 sqft
Deck Area	104 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000288605
Street Address	228 CHRIS CT
City	GARNER
State	NC
Zip	27529-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 40 SOUTWOODS III 29/279
Legal Subdivision	SOUTHWOODS SUBDIVISION
Legal Lot Number	40
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1005
Census Tract	41108

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	228 CHRIS CT, GARNER, NC 27529-9656
Owner Type	Company
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Deed Document Number	202320471
Deed Book / Page	6498 / 675
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jun 26, 2023
Property Address	228 CHRIS CT, GARNER, NC 27529-9656
Document Number	0000020471
Book / Page	6498 / 675
Map Reference	MB 29 PG 279
Instrument Date	Jun 21, 2023
Instrument	2023020471
Transaction Type	Transfer
Record Updated	Jul 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$769.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1928 WEDGEWOOD DR, SANFORD, NC 27332-8024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 CHRIS CT, GARNER, NC 27529-9656

Mortgage

Document Number	0000020472
Date	Jun 26, 2023
Instrument	2023020472

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Type Change Date	Jul 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	7.2%
Index	5-Year TN
Margin	2
Max Rate	11.2%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	228 CHRIS CT, GARNER, NC 27529-9656
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000831141
Date	Oct 14, 2022
Book Page	6361/285
Instrument	2022831141

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	GARNER, NC 27529

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,214.00 (+39.77%)	$354,280 (+74.91%) Land $75,000 Building $279,280	$354,280 (+74.91%) Land $75,000 Building $279,280
2023	$1,584.00 (-4.86%)	$202,550 (-) Land $45,000 Building $157,550	$202,550 (-) Land $45,000 Building $157,550
2022	$1,665.00	$202,550 Land $45,000 Building $157,550	$202,550 Land $45,000 Building $157,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHHILLS SOUTHWOODS SD private · serves 716 people · EPA ID NC0351168
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Brightspeed DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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