228 Chestnut St, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 228 Chestnut St, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	950 sqft · built 1955
Lot Size	0.115 acres (5,001 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Aug 2023)
Tax Bill	$7,989 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00102-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`04-00102-0000-00013`
Alternative APN	`040010200013`

Interior

Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	228 CHESTNUT ST
City	BOUND BROOK
State	NJ
Zip	08805-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	ELMWOOD THORNE
Legal Block	102
Legal Lot Number	13
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	2
Census Block	2000
Census Tract	51300

Owner

Source: Somerset County and Bound Brook Borough records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	228 CHESTNUT ST, BOUND BROOK, NJ 08805-1310
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC
Aug 25, 2023	Deed, Transfer · FHA Mortgage ADVISORS MORTGAGE GROUP LLC
Dec 15, 2021	Intrafamily Transfer, Transfer AMROCK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Prior Sale	Dec 10, 1997 · Amount on Record
Deed Document Number	202322235
Deed Book / Page	7521 / 2724
Prior Transfer Date	Dec 9, 2021
Prior Transfer Doc	0000072326
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	228 CHESTNUT ST, BOUND BROOK, NJ 08805-1310
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 CHESTNUT ST, BOUND BROOK, NJ 08805-1310
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021885
Date	Aug 13, 2025
Book Page	7632/2541
Instrument	2025021885

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	POMPANO BEACH, FL 33067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Sep 1, 2053

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 25, 2023
Property Address	228 CHESTNUT ST, BOUND BROOK, NJ 08805-1310
Document Number	0000022235
Book / Page	7521 / 2724
Instrument Date	Aug 24, 2023
Instrument	2023022235
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,495.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 RUNYON AVE, PISCATAWAY, NJ 08854-4715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 CHESTNUT ST, BOUND BROOK, NJ 08805-1310
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022236
Date	Aug 25, 2023
Instrument	2023022236

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	0000022237
Date	Aug 25, 2023
Book Page	7521/2745
Instrument	2023022237

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Aug 24, 2025

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Dec 15, 2021
Property Address	228 CHESTNUT ST, BOUND BROOK, NJ 08805-1310
Document Number	0000072326
Book / Page	7409 / 3425
Instrument Date	Dec 9, 2021
Instrument	2021072326
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 CHESTNUT ST, BOUND BROOK, NJ 08805-1310
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,800 (+8.78%) Land $261,000 Building $132,800	$393,800 (+8.78%) Land $261,000 Building $132,800
2025	$7,989.00 (+4.05%)	$362,000 (+14.74%) Land $231,000 Building $131,000	$362,000 (+14.74%) Land $231,000 Building $131,000
2024	$7,678.00 (+8.91%)
2023		$315,500 (+11.33%) Land $181,000 Building $134,500	$315,500 (+11.33%) Land $181,000 Building $134,500
2022	$7,050.00 (-5.52%)	$283,400 Land $166,000 Building $117,400	$283,400 Land $166,000 Building $117,400
2021	$7,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Dec 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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