228 Chadbourne Rd, Harmony, ME 04942 Property Records

Somerset County and Harmony Town property record for 228 Chadbourne Rd, Harmony, ME 04942

Property Summary

Property Type	Single Family Home
Lot Size	3.14 acres (136,778 sqft)
Owner	Individual Name on Record
Last Sale	$211,300 (Apr 2022)
Tax Bill	$2,538 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2022 Sale + 2 more
APN	`M:008 L:006-001`

Property Details

APN / Parcel Number

Primary APN	`M:008 L:006-001`
Alternative APN	`HARM M:08 L:16-00-00`

Exterior

Lot Area	136,778 sqft (3.14 acres)

Location & Zoning

Street Address	228 CHADBOURNE RD
City	HARMONY
State	ME
Zip	04942-6840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	16--00
Jurisdiction	HARMONY ME
Township / Civil Division	HARMONY
Census Block Group	2
Census Block	2002
Census Tract	965600

Owner

Source: Somerset County and Harmony Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	228 CHADBOURNE RD, HARMONY, ME 04942-6840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CUSO HOME LENDING
Feb 3, 2022	Warranty Deed, Transfer
Jan 30, 2019	Deed of Trust, Mortgage · ARM MAINE HIGHLANDS FEDERAL CREDIT UNION
Jun 25, 2018	Deed of Trust, Mortgage MAINE HIGHLANDS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2022 · Amount on Record
Deed Sale	Apr 15, 2022 · Amount on Record
Deed Document Number	20224341
Deed Book / Page	5861 / 304
Prior Transfer Date	Apr 8, 2022
Prior Transfer Doc	0058610304
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARMONY ME
Recording Date	Apr 15, 2022
Property Address	228 CHADBOURNE RD, HARMONY, ME 04942-6840
Document Number	0058610304
Book / Page	5861 / 304
Instrument Date	Apr 8, 2022
Instrument	4341
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	236 CHADBOURNE RD, HARMONY, ME 04942-6840

Mortgage

Document Number	0000004342
Date	Apr 15, 2022
Instrument	4342

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARMONY ME
Recording Date	Feb 3, 2022
Property Address	228 CHADBOURNE RD, HARMONY, ME 04942-6840
Document Number	0058330086
Book / Page	5833 / 86
Instrument Date	Feb 3, 2022
Instrument	1271
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 CHADBOURNE RD, HARMONY, ME 04942-6840

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARMONY ME
Property Address	228 CHADBOURNE RD, HARMONY, ME 04942-6840
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053750280
Date	Jan 30, 2019
Book Page	5375/280
Instrument	1108

Lender

Name	MAINE HIGHLANDS FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Feb 1, 2024
Index	1-Year CMT

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARMONY ME
Property Address	228 CHADBOURNE RD, HARMONY, ME 04942-6840
Document Number	0052960322
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 ATHENS RD HARMONY ME 049427421, HARMONY, ME 04942-7421

Mortgage

Document Number	0052960322
Date	Jun 27, 2018
Book Page	005296/000322
Instrument	7229

Lender

Name	MAINE HIGHLANDS FCU
Type	Credit Union
Address	DEXTER, ME 04930

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Somerset County and Harmony Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Somerset County
County Subdivision	Harmony Town
Unified School District	Harmony (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,538.00 (+27.73%)	$185,680 (+0.47%) Land $29,690 Building $155,990
2024	$1,987.00 (+10.82%)	$184,820 (+90.71%) Land $29,690 Building $155,130
2023	$1,793.00 (+15.9%)	$96,910 (+12.79%) Land $18,820 Building $78,090
2022	$1,547.00	$85,920 Land $18,820 Building $67,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1983–1984)
Most Recent Claim	Jun 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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