228 Cedar Lane Rd, Westminster, SC 29693 Property Records

Oconee County property record for 228 Cedar Lane Rd, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,414 sqft · built 1956
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Feb 2021)
Tax Bill	$314 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`309-00-04-005`

Property Details

APN / Parcel Number

Primary APN	`309-00-04-005`
Alternative APN	`43373`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,414 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Vinyl
Foundation Type	Raised
Roof Material	Shingle
Lot Area	55,321 sqft (1.27 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43373
Old Parcel Number	309 00 04 005
Street Address	228 CEDAR LANE RD
City	WESTMINSTER
State	SC
Zip	29693-6005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTER TOWNSHIP 1.270ACS
Legal Subdivision	LIFE EST
Legal Block	4
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	1
Census Block	1014
Census Tract	30903

Owner

228 Cedar Lane Rd is owned and occupied by an individual who bought it in February 2021.

Source: Oconee County records, as of November 14, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	228 CEDAR LANE RD, WESTMINSTER, SC 29693-6005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2021 · Amount on File
Deed Sale	Feb 18, 2021 · Amount on File
Prior Sale	Jul 1, 2013 · Amount on File
Deed Document Number	0000013267
Deed Book / Page	2656 / 347
Record Updated	Jun 8, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Feb 18, 2021
Property Address	228 CEDAR LANE RD, WESTMINSTER, SC 29693-6005
Document Number	0000013267
Book / Page	2656 / 347
Map Reference	MB A396 PG 3
Instrument Date	Feb 15, 2021
Instrument	13267
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$477.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	228 CEDAR LANE RD, WESTMINSTER, SC 29693-6005
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013268
Date	Feb 18, 2021
Book Page	4103/141
Instrument	13268

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 228 Cedar Lane Rd was $314.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$314.00	$4,995 Land $508 Building $4,487	$124,870 Land $12,700 Building $112,170
2023		$4,995 Land $508 Building $4,487	$124,870 Land $12,700 Building $112,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 228 Cedar Lane Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Cedar Lane Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000