Delaware County property record for 228 Cedar Ave, Holmes, PA 19043
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1.5 ba · 1,412 sqft · built 1910 |
| Lot Size | 0.065 acres (2,831 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Sep 2023) |
| Tax Bill | $5,746 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-10-836:000 |
| Primary APN | 38-10-836:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,412 sqft Living Area |
| 1st Floor Area | 1,412 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Lot Area | 2,831 sqft (0.065 acres) |
| Lot Dimensions | 120 ft deep x 32 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3810836000 |
|---|---|
| Street Address | 228 CEDAR AVE |
| City | HOLMES |
| State | PA |
| Zip | 19043-1404 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2 STY HSE 32 X 120 X IRR |
| Legal Block | 81 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | RIDLEY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 404004 |
228 Cedar Ave, a duplex, is owned and occupied by an individual who bought it in September 2023.
Source: Delaware County records, as of May 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 228 CEDAR AVE, HOLMES, PA 19043-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2023 | Deed, Transfer · Stand-Alone First Mortgage UIF CORP |
| Mar 28, 2018 | Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2023 · Amount on File |
| Deed Sale | Sep 6, 2023 · Amount on File |
| Prior Sale | Mar 28, 2018 · Amount on File |
| Deed Document Number | 202331487 |
| Deed Book / Page | 6928 / 5520 |
| Prior Transfer Date | Sep 17, 1990 |
| Prior Transfer Doc | 0791000435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Sep 6, 2023 |
| Property Address | 228 CEDAR AVE, HOLMES, PA 19043-1404 |
| Document Number | 0069285520 |
| Book / Page | 6928 / 5520 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023031487 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | NOT AVAILABLE, CHASE ABSTRACT COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 CEDAR AVE, HOLMES, PA 19043-1404 |
| Document Number | 0069285524 |
|---|---|
| Date | Sep 6, 2023 |
| Instrument | 6928/5524 |
| Name | UIF CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Mar 28, 2018 |
| Property Address | 228 CEDAR AVE, HOLMES, PA 19043-1404 |
| Document Number | 0061450537 |
| Book / Page | 06145 / 0537 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 2018014240 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Title Company | KEYSTONE PREMIER SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,530.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 CEDAR AVE, HOLMES, PA 19043-1404 |
| Document Number | 2018014241 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 2018014241 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2026 property tax bill for 228 Cedar Ave was $5,746.
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| County Subdivision | Ridley Township |
| Unified School District | Ridley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,746.00 | $148,070 (-) Land $38,570 Building $109,500 | $148,070 (-) Land $38,570 Building $109,500 |
| 2025 | $148,070 (-) Land $38,570 Building $109,500 | $148,070 Land $38,570 Building $109,500 | |
| 2024 | $5,141.00 (+4.56%) | $148,070 (-) Land $38,570 Building $109,500 | |
| 2023 | $4,917.00 | $148,070 Land $38,570 Building $109,500 | |
| 2021 | $148,070 (-) | ||
| 2020 | $148,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 228 Cedar Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1979–2020) |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 228 Cedar Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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