228 Capital Ln, Findlay, OH 45840 Property Records

Hancock County property record for 228 Capital Ln, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1988
Lot Size	0.254 acres (11,069 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (May 2010)
Tax Bill	$2,592 (2025)
Deeds & Mortgages	Oct 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`1010-011-05-011.000`

Property Details

APN / Parcel Number

Primary APN	`1010-011-05-011.000`
Alternative APN	`580001004232`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,069 sqft (0.254 acres)
Lot Dimensions	135 ft deep x 82 ft wide
Terrain	High
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	228 CAPITAL LN
City	FINDLAY
State	OH
Zip	45840-4086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH POINT SUB LOT 29
Legal Subdivision	HIGH POINT SUB
Legal Lot Number	29
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3004
Census Tract	400

Owner

228 Capital Ln is owned and occupied by an individual who bought it in May 2010.

Source: Hancock County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	228 CAPITAL LN, FINDLAY, OH 45840-4086
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2010 · Amount on File
Deed Sale	May 20, 2010 · Amount on File
Prior Sale	Jul 24, 2003 · Amount on File
Deed Document Number	20104435
Deed Book / Page	2377 / 2268
Prior Transfer Date	Dec 17, 2008
Prior Transfer Doc	02356/2457
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	Oct 5, 2026
Property Address	228 CAPITAL LN, FINDLAY, OH 45840-4086
Document Number	0000007486
Book / Page	2633 / 1666
Instrument Date	Sep 28, 2026
Instrument	20267486
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 CAPITAL LN, FINDLAY, OH 45840-4086
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007486,
Date	Oct 5, 2026
Book Page	2633/1666
Instrument	20267486

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	5 Months
Due	Mar 31, 2027

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 228 Capital Ln was $2,592 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,592.00	$84,570 Land $12,530 Building $72,040	$241,630 Land $35,800 Building $205,830
2023	$2,212.00 Homeowner's exemption	$62,180 Land $9,210 Building $52,970
2022			$177,670 Land $26,320 Building $151,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 228 Capital Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Capital Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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