Madison County property record for 228 Bryon Ave, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 2,046 sqft |
| Owner | Individual Name on File |
| Last Sale | $38,000 (Nov 2018) |
| Tax Bill | $2,622 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Nov 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B011-0012-0040 |
| Primary APN | B011-0012-0040 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,046 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 69379 |
|---|---|
| Street Address | 228 BRYON AVE |
| City | BEREA |
| State | KY |
| Zip | 40403-2103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNCREST MEADOWS LOT 60 |
| Legal Subdivision | SUNCREST |
| Legal Block | 3 |
| Legal Lot Number | 60 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11304 |
228 Bryon Ave is owned and occupied by an individual who bought it in November 2018.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 228 BRYON AVE, BEREA, KY 40403-2103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO |
| Nov 13, 2018 | Warranty Deed, Transfer |
| Oct 17, 2018 | Deed of Trust, Mortgage · Commercial Mortgage KENTUCKY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on File |
| Deed Sale | Nov 13, 2018 · Amount on File |
| Deed Document Number | 2013984613 |
| Deed Book / Page | D00766 / 701 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 228 BRYON AVE, BEREA, KY 40403-2103 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 228 BRYON AVE, BEREA, KY 40403-2103 |
| Document Number | 0M2184/156 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | M2184/156 |
| Instrument | 2014107428 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 13, 2018 |
| Property Address | 228 BRYON AVE, BEREA, KY 40403-2103 |
| Document Number | D00766/701 |
| Book / Page | D00766 / 701 |
| Map Reference | CAB10 SL91 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 2013984613 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $38.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 227 HICKORY LN, 227, BEREA, KY 40403-9181 |
| Name | Verified Name |
|---|---|
| Address | 228 BRYON AVE, BEREA, KY 40403-2103 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 228 BRYON AVE, BEREA, KY 40403-2103 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | M01829/512 |
|---|---|
| Date | Oct 17, 2018 |
| Book Page | M01829/512 |
| Instrument | 2013983446 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40391 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Sep 20, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 228 Bryon Ave was $2,622 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,622.00 Additional exemption filed | $220,000 | $220,000 |
| 2023 | $2,289.00 | $175,000 | $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 228 Bryon Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 8 (2010–2026) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 228 Bryon Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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