Beaufort County property record for 228 Breakwater Dr, Bath, NC 27808
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,938 sqft · built 2012 |
| Lot Size | 2.22 acres (96,703 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $690,000 (Jun 2025) |
| Tax Bill | $3,432 (2026) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 6691-26-2791 |
| Primary APN | 6691-26-2791 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,938 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 96,703 sqft (2.22 acres) |
| Garage Type | Carport |
| Garage Area | 144 sqft |
| Carport | Carport |
| Carport Area | 144 sqft |
| Boat Access | Boat Access |
| Boat House | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 228 BREAKWATER DR |
|---|---|
| City | BATH |
| State | NC |
| Zip | 27808-8829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 87 CAROLINA SHORES |
| Legal Subdivision | CAROLINA SHORES |
| Legal Lot Number | 87 |
| Jurisdiction | BEAUFORT NC |
| Township / Civil Division | BATH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 930700 |
Source: Beaufort County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 228 BREAKWATER DR, BATH, NC 27808-8829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2025 · Amount on Record |
| Deed Sale | Jun 5, 2025 · Amount on Record |
| Prior Sale | Jun 5, 2025 · Amount on Record |
| Deed Document Number | 20252471 |
| Deed Book / Page | 2202 / 583 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Recording Date | Mar 22, 2024 |
| Property Address | 228 BREAKWATER DR, BATH, NC 27808-8829 |
| Document Number | 002163/665 |
| Book / Page | 2163 / 665 |
| Map Reference | CAB F SL 100-4 |
| Instrument Date | Mar 11, 2024 |
| Instrument | 2024001248 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 224 HUNT CLUB DR, SIMPSONVILLE, SC 29680-7009 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 228 BREAKWATER DR, BATH, NC 27808-8829 |
| Document Number | 2024001249 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 2024001249 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.2% |
| Margin | 3 |
| Max Rate | 11.2% |
Source: Beaufort County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,432.00 (+0.12%) | $591,951 (-) Land $100,764 Building $491,187 | |
| 2025 | $3,428.00 (+31.64%) | $591,951 (+74.82%) Land $100,764 Building $491,187 | $591,951 (+74.82%) Land $100,764 Building $491,187 |
| 2023 | $2,604.00 | $338,615 Land $55,500 Building $283,115 | |
| 2018 | $338,615 Land $55,500 Building $283,115 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 212 policies |
| Nearby Flood Policies | 212 in force |
| Nearby Flood Claims | 492 (1989–2025) |
| Claims Outside the SFHA | 32 of 492 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAUFORT CO NORTHSIDE REGIONAL WATER serves 22,405 people · EPA ID NC0407035 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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