228 Boulder Dr, Clayton, NC 27520 Property Records

Johnston County property record for 228 Boulder Dr, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,896 sqft · built 2004
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on File
Last Sale	$206,000 (Sep 2014)
Tax Bill	$2,069 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05I05031E`

Property Details

APN / Parcel Number

Primary APN	`05I05031E`
Alternative APN	`2000180230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,896 sqft Living Area
Gross Area	3,154 sqft
1st Floor Area	1,630 sqft
Attic	Attic
Attic Area	585 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,590 sqft (0.84 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	242 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000180230
Street Address	228 BOULDER DR
City	CLAYTON
State	NC
Zip	27520-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	28 STONE CREEK P2 63/373
Legal Subdivision	STONE CREEK
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1012
Census Tract	40906

Owner

228 Boulder Dr is owned and occupied by two individuals who bought it in September 2014.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	228 BOULDER DR, CLAYTON, NC 27520-4026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2014 · Amount on File
Deed Sale	Sep 22, 2014 · Amount on File
Prior Sale	Aug 17, 2005 · Amount on File
Deed Document Number	2014431503
Deed Book / Page	4502 / 97
Prior Transfer Date	Dec 9, 2013
Prior Transfer Doc	0000406381
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	228 BOULDER DR, CLAYTON, NC 27520-4026
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000678897
Date	Sep 17, 2020
Book Page	5700/941
Instrument	2020678897

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	228 BOULDER DR, CLAYTON, NC 27520-4026
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000795843
Date	Feb 11, 2022
Book Page	6183/904
Instrument	2022795843

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 228 Boulder Dr was $2,069 with exemptions applied.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,069.00 Disabled Person's exemption Veteran's exemption	$376,190 Land $85,000 Building $291,190	$376,190 Land $85,000 Building $291,190
2023	$1,374.00 Disabled Person's exemption Veteran's exemption	$223,560 Land $47,880 Building $175,680	$223,560 Land $47,880 Building $175,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 Boulder Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Boulder Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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