228 Bluff St, Zelienople, PA 16063 Property Records

Butler County property record for 228 Bluff St, Zelienople, PA 16063

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,052 sqft · built 1900
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$83,800 (Aug 2008)
Tax Bill	$703 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`420 S1 K26AA0000`

Property Details

APN / Parcel Number

Primary APN	`420 S1 K26AA0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,052 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Ranch
Lot Area	4,792 sqft (0.11 acres)
Garage Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	228 BLUFF ST
City	ZELIENOPLE
State	PA
Zip	16063-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.11 AC HSE/GAR C PORT
Jurisdiction	BUTLER PA
Township / Civil Division	HARMONY
Census Block Group	1
Census Block	1001
Census Tract	911900

Owner

Source: Butler County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	228 BLUFF ST, ZELIENOPLE, PA 16063-1202
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE FARMERS NATIONAL BANK OF EMLENTON
Dec 31, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE FARMERS NATIONAL BANK OF EMLENTON
Feb 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE FARMERS NATIONAL BANK OF EMLENTON
Jun 30, 2020	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC
Nov 27, 2019	Deed of Trust, Mortgage · Line of Credit DELAWARE CROSSING LLC
Nov 27, 2019	Deed of Trust, Mortgage · Line of Credit DELAWARE CROSSING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2008 · Amount on Record
Deed Sale	Aug 8, 2008 · Amount on Record
Prior Sale	Jan 21, 2005 · Amount on Record
Deed Document Number	200818103
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER PA
Property Address	228 BLUFF ST, ZELIENOPLE, PA 16063-1202
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026291
Date	Dec 31, 2018
Instrument	204812310026291

Lender

Name	THE FARMERS NATIONAL BANK OF EMLENTON

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER PA
Property Address	228 BLUFF ST, ZELIENOPLE, PA 16063-1202
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026287
Date	Dec 31, 2018
Instrument	204812310026287

Lender

Name	THE FARMERS NATIONAL BANK OF EMLENTON

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER PA
Property Address	228 BLUFF ST, ZELIENOPLE, PA 16063-1202
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 BLUFF ST, ZELIENOPLE, PA 16063-1202

Mortgage

Document Number	0000003842
Date	Feb 17, 2022
Instrument	202202170003842

Lender

Name	THE FARMERS NATIONAL BANK OF EMLENTON
Type	Bank
Address	EMLENTON, PA 16373

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTLER PA
Recording Date	Jun 30, 2020
Property Address	228 BLUFF ST, ZELIENOPLE, PA 16063-1202
Document Number	0000012577
Instrument Date	Jun 23, 2020
Instrument	12577
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$2,795.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 PENN CTR W #220 PITTSBURGH PA 152760109, 220, PITTSBURGH, PA 15276-0109
Investor	Possibly a Property Investor

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER PA
Property Address	228 BLUFF ST, ZELIENOPLE, PA 16063-1202
Document Number	0000026292
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7203 WOOSTER PIKE CINCINNATI OH 452273830, CINCINNATI, OH 45227-3830

Mortgage

Document Number	0000026292
Date	Dec 26, 2019
Instrument	26292

Lender

Name	DELAWARE CROSSING LLC
Address	6801 CREEK RD, BLUE ASH, OH 45242-4121

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER PA
Property Address	228 BLUFF ST, ZELIENOPLE, PA 16063-1202
Document Number	0000026292
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7203 WOOSTER PIKE CINCINNATI OH 452273830, CINCINNATI, OH 45227-3830

Mortgage

Document Number	0000026292
Date	Dec 26, 2019
Instrument	26292

Lender

Name	DELAWARE CROSSING LLC
Address	6801 CREEK RD, BLUE ASH, OH 45242-4121

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Butler County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Butler County
Municipality	Harmony Borough
Unified School District	Seneca Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$703.00 (-67%)	$15,560 (-) Land $600 Building $14,960	$15,560 (-) Building $15,560
2024	$2,130.00	$15,560 Land $600 Building $14,960
			$15,560 Building $15,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2004)
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARMONY BORO WATER AUTH serves 6,669 people · EPA ID PA5100042
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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