228 Bluegrass Dr, Elkton, MD 21921 Property Records

Cecil County property record for 228 Bluegrass Dr, Elkton, MD 21921

Property Summary

Property Type	Townhouse
Details	2 ba · 1,384 sqft · built 2002
Lot Size	0.088 acres (3,835 sqft)
Owner	Company Name on Record
Last Sale	$202,000 (Nov 2025)
Tax Bill	$3,467 (2025)
Deeds & Mortgages	Nov 2025 Sale Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-115399`

Property Details

APN / Parcel Number

Primary APN	`03-115399`
Alternative APNs	`3115399` `115399`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,384 sqft Total Area
Basement Area	558 sqft
Finished Basement	558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,835 sqft (0.088 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	115399
Street Address	228 BLUEGRASS DR
City	ELKTON
State	MD
Zip	21921-5252
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 132 - .0881 ACRE 228 BLUEGRASS DRIVE THE MEADOWS AT ELK CREEK
Legal Subdivision	ELK CREEK
Legal Lot Number	132
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2005
Census Tract	30507

Owner

Source: Cecil County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2270, ELKTON, MD 21922-2270
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed, Transfer ARDENT TITLE COMPANY LLC
Apr 1, 2021	Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Apr 19, 2021	Re-recorded Document LIBERTY TITLE, LIBERTY TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	Apr 19, 2021 · Amount on Record
Deed Book / Page	5703 / 1
Prior Transfer Date	Mar 19, 2021
Prior Transfer Doc	0048530359
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Nov 20, 2025
Property Address	228 BLUEGRASS DR, ELKTON, MD 21921-5252
Document Number	0057030001
Book / Page	5703 / 1
Map Reference	LB P C 963 FO769-771
Instrument Date	Oct 31, 2025
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	ARDENT TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$1,010.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2270, ELKTON, MD 21922-2270

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Apr 1, 2021
Property Address	228 BLUEGRASS DR, ELKTON, MD 21921-5252
Document Number	0048360158
Book / Page	4836 / 158
Map Reference	LVB PC963 FO769-771
Instrument Date	Mar 19, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LIBERTY TITLE, LIBERTY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 BLUEGRASS DR, ELKTON, MD 21921-5252

Mortgage

Document Number	0004836163
Date	Apr 1, 2021
Instrument	4836/163

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CECIL MD
Recording Date	Apr 19, 2021
Property Address	228 BLUEGRASS DR, ELKTON, MD 21921-5252
Document Number	0048530359
Book / Page	4853 / 359
Map Reference	LB 963 PG769,770&771
Instrument Date	Mar 19, 2021
Record Updated	May 26, 2021
Title Company	LIBERTY TITLE, LIBERTY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 BLUEGRASS DR, ELKTON, MD 21921-5252

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,867 (+9.2%)	$237,300 (-) Land $70,000 Building $167,300
2025	$3,467.00 (+12.89%)	$200,433 (+13.56%)	$237,300 (+30.38%) Land $70,000 Building $167,300
2023	$3,071.00	$176,500	$182,000 Land $46,000 Building $136,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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