Monterey County property record for 228 7th St, Pacific Grove, CA 93950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,232 sqft · built 1966 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,843 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-251-015-000 |
| Primary APN | 006-251-015-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,232 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 3,600 sqft (0.083 acres) |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|
| Street Address | 228 7TH ST |
|---|---|
| City | PACIFIC GROVE |
| State | CA |
| Zip | 93950-3503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1ST ADD TO PACIFIC GROVE LOT 16 & 18 BLK 13 |
| Legal Subdivision | 1ST ADD OF PACIFIC GROVE, JOHNSON RESUBD |
| Legal Block | 13 |
| Legal Lot Number | 16,18 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 12302 |
228 7th St is owner-occupied and held in a trust since May 2009.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 228 7TH ST, PACIFIC GROVE, CA 93950-3503 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Nov 20, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 15, 2009 |
| Transfer Doc | 0000032334 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 228 7TH ST, PACIFIC GROVE, CA 93950-3503 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|---|
| Address | 228 7TH ST, PACIFIC GROVE, CA 93950-3503 |
| Document Number | 0000084135 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021084135 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 228 7TH ST, PACIFIC GROVE, CA 93950-3503 |
| Document Number | 0000056821 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 228 7TH ST PACIFIC GROVE CA 939503503, PACIFIC GROVE, CA 93950-3503 |
| Document Number | 0000056821 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 56821 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 228 7th St was $1,843 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Pacific Grove City |
| Unified School District | Pacific Grove Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $174,905 (+2%) Land $36,044 Building $138,861 | |
| 2025 | $1,843.00 Homeowner's exemption | $171,477 Land $35,338 Building $136,139 |
| 2023 | $1,862.00 (+2.08%) Homeowner's exemption | $164,820 Land $33,967 Building $130,853 |
| 2022 | $1,824.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 228 7th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 228 7th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Razzolink.
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