228 3rd St, Newark, NJ 07107 Property Records

Essex County and Newark City property record for 228 3rd St, Newark, NJ 07107

Property Summary

Property Type	Single Family Home
Details	4,571 sqft · built 1905
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Mar 2021)
Tax Bill	$5,479 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-01914-0000-00044`

Property Details

APN / Parcel Number

Primary APN	`14-01914-0000-00044`
Alternative APN	`140191400044`

Interior

Stories	2 Stories
Building Area	4,571 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	140191400044
Street Address	228 3RD ST
City	NEWARK
State	NJ
Zip	07107-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X100
Legal Block	1914
Legal Lot Number	44
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	2
Census Block	2000
Census Tract	900

Owner

228 3rd St is owned and occupied by an individual who bought it in March 2021.

Source: Essex County and Newark City records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	228 3RD ST, NEWARK, NJ 07107-2211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
Mar 22, 2021	Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2021 · Amount on File
Deed Sale	Mar 22, 2021 · Amount on File
Prior Sale	Apr 14, 2005 · Amount on File
Deed Document Number	202134941
Prior Transfer Date	Dec 12, 1990
Prior Transfer Doc	5150000263
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	228 3RD ST, NEWARK, NJ 07107-2211
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072536
Date	Nov 20, 2025
Instrument	2025072536

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	DALLAS, TX 75261

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 19, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	228 3RD ST, NEWARK, NJ 07107-2211
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092822
Date	Oct 18, 2022
Instrument	2022092822

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 17, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 22, 2021
Property Address	228 3RD ST, NEWARK, NJ 07107-2211
Document Number	0000034941
Instrument Date	Mar 9, 2021
Instrument	2021034941
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	TRUE VALUE TITLE AGENCY LLC, TRUE VALUE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 RICHMOND ST, 92, NEWARK, NJ 07103-3424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 3RD ST, NEWARK, NJ 07107-2211

Mortgage

Document Number	0000034942
Date	Mar 22, 2021
Instrument	2021034942

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 228 3rd St was $5,479, up 5.2% from the year before.

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,000 (-) Land $18,800 Building $118,200	$137,000 (-) Land $18,800 Building $118,200
2025	$5,479.00 (+5.16%)	$137,000 Land $18,800 Building $118,200	$137,000 Land $18,800 Building $118,200
2024	$5,210.00
2023		$137,000 Land $18,800 Building $118,200	$137,000 Land $18,800 Building $118,200
2022	$5,118.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 228 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 228 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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