228 3rd Ave, Gallipolis, OH 45631 Property Records

Gallia County property record for 228 3rd Ave, Gallipolis, OH 45631

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 4,249 sqft · built 1863
Lot Size0.347 acres (15,137 sqft)
OwnerIndividual Name on Record
Last Sale$249,900 (May 2020)
Tax Bill$3,580 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN00700600700

Property Details

APN / Parcel Number

Primary APN00700600700

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area4,249 sqft Living Area
1st Floor Area1,916 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1863
Effective Year BuiltEffective 2008
Architectural StyleTraditional
Exterior MaterialBrick
Lot Area15,137 sqft (0.347 acres)
Lot Dimensions174 ft deep x 87 ft wide
Garage TypeDetached
Garage Area952 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area795 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address228 3RD AVE
CityGALLIPOLIS
StateOH
Zip45631-1026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 68 B 33 CITY 86 10 X 173 10 V647 P588
Legal Block33
Legal Lot Number68
JurisdictionGALLIA OH
Township / Civil DivisionGALLIPOLIS
Census Block Group3
Census Block3018
Census Tract954000

Owner

Source: Gallia County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address228 3RD AVE, GALLIPOLIS, OH 45631-1026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2020Warranty Deed, Transfer · Closed-End Mortgage
THE OHIO VALLEY BANK COMPANY
Feb 13, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIRST SENTRY BANK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2020 · Amount on Record
Deed SaleMay 15, 2020 · Amount on Record
Prior SaleJan 24, 2008 · Amount on Record
Deed Document Number20201233
Deed Book / Page647 / 588
Prior Transfer DateMar 12, 1993
Prior Transfer Doc0296000687
Record UpdatedJun 8, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGALLIA OH
Recording DateMay 15, 2020
Property Address228 3RD AVE, GALLIPOLIS, OH 45631-1026
Document Number000647/588
Book / Page647 / 588
Map ReferenceVOL 162 PG 520
Instrument DateMay 14, 2020
Instrument20-1233
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address102 1ST AVE, GALLIPOLIS, OH 45631-1006

Mortgage

Document Number0000647590
DateMay 15, 2020
Instrument647/590
Lender
NameTHE OHIO VALLEY BANK COMPANY
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term360 Months
DueMay 14, 2050

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGALLIA OH
Property Address228 3RD AVE, GALLIPOLIS, OH 45631-1026
Transaction TypeMortgage
Record UpdatedMar 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 17-0383
DateFeb 13, 2017
Book Page595/924
Instrument17-0383
Lender
NameFIRST SENTRY BANK INC
TypeBank
AddressHUNTINGTON, WV 25701
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGallia County
County SubdivisionGallipolis Township
MunicipalityGallipolis Village
Unified School DistrictGallipolis City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,580.00 (-7.61%)$101,100 (-) Land $11,670 Building $89,430
2024$288,860 (-) Land $33,340 Building $255,520
2023$3,875.00$101,100 Land $11,670 Building $89,430$288,860 Land $33,340 Building $255,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1994)
Most Recent ClaimMay 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGALLIPOLIS PWS
private · serves 7,134 people · EPA ID OH2700112
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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