Kane County property record for 228 2nd St, Elgin, IL 60123 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,312 sqft · built 1930 |
| Lot Size | 0.271 acres (11,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $103,500 (Jul 2012) |
| Tax Bill | $5,554 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-21-227-017 |
| Primary APN | 06-21-227-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| Gross Area | 2,214 sqft |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 902 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 11,792 sqft (0.271 acres) |
| Lot Dimensions | 186 ft deep x 63 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 228 2ND ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOX RIVER HILLS MAP 1 LOT 6 |
| Legal Subdivision | FOX RIVER HILLS |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 851904 |
Source: Kane County records · APN 06-21-227-017
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 228 2ND ST, ELGIN, IL 60123-5859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage KANE COUNTY BANK & TRUST CO |
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage KANE COUNTY TEACHERS CU |
| Aug 10, 2018 | Deed of Trust, Mortgage KANE COUNTY TEACHERS CU |
| Jun 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 17, 2012 · Amount on Record |
| Deed Sale | Jul 17, 2012 · Amount on Record |
| Prior Sale | Apr 13, 2006 |
| Deed Document Number | 201246534 |
| Prior Transfer Date | Apr 02, 2001 |
| Prior Transfer Doc | 0000031813 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 228 2ND ST, ELGIN, IL 60123-5859 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000042419 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 2022K042419 |
| Name | KANE COUNTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ELGIN, IL 60123 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 17, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 228 2ND ST, ELGIN, IL 60123-5859 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2022 |
| Title Company | HALLMARK TITLE, HALLMARK TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000010921 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022K010921 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 228 2ND ST, ELGIN, IL 60123-5859 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000039073 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 2018K039073 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 01, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 228 2ND ST, ELGIN, IL 60123-5859 |
| Document Number | 0000030822 |
| Instrument Date | Jun 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 228 2ND ST ELGIN IL 601235859, ELGIN, IL 60123-5859 |
| Document Number | 0000030822 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 30822 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2049 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,554.00 (+15.83%) Homeowner's exemption | ||
| 2024 | $74,618 (+21.39%) Land $19,086 Building $55,532 | $223,944 (+21.44%) Land $57,281 Building $166,663 | |
| 2022 | $4,795.00 (+4.74%) Homeowner's exemption | $61,468 (+6.96%) Land $15,723 Building $45,745 | $184,404 (+6.96%) Land $47,169 Building $137,235 |
| 2021 | $4,578.00 Homeowner's exemption | $57,468 Land $14,700 Building $42,768 | $172,404 Land $44,100 Building $128,304 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020, rainfall accumulation |
| Wildfire Risk | Low above 1% of the US · above 6% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Opiquad. Availability varies by address; speeds are provider-advertised maximums, not measured.
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