Lorain County property record for 228 16th St, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,857 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $82,500 (2009) |
| Tax Bill | $2,464.00 (2025) |
Source: Lorain County records · APN 10-00-004-101-067
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 228 16TH ST, ELYRIA, OH 44035-7614 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NONE LISTED ON DOCUMENT |
| Sep 13, 2019 | Loan Modification, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2009 · Amount on Record |
| Deed Sale | Jul 14, 2009 · Amount on Record |
| Deed Doc Number | 2009302888 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 01, 2026 |
| Property Address | 228 16TH ST, ELYRIA, OH 44035-7614 |
| Document Number | 0000101818 |
| Instrument Date | Jun 04, 2026 |
| Instrument | 2026101818 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 228 16TH ST, ELYRIA, OH 44035-7614 |
| Document Number | 0000101818, |
|---|---|
| Date | Jul 01, 2026 |
| Instrument | 2026101818 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 279 Months |
| Due | Oct 01, 2049 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 228 16TH ST, ELYRIA, OH 44035-7614 |
| Document Number | 0000730948 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2019 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 228 16TH ST ELYRIA OH 440357614, ELYRIA, OH 44035-7614 |
| Document Number | 0000730948 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 730948 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,464.00 Homeowner's exemption | $49,560 (-) Land $7,580 Building $41,980 | $141,600 (-) Land $21,670 Building $119,930 |
| 2024 | $2,464.00 (+8.59%) | $49,560 (+27.01%) Land $7,585 Building $41,976 | $141,600 (+27.01%) Land $21,670 Building $119,930 |
| 2023 | $2,269.00 (+0.4%) | $39,022 (+0.01%) Land $4,620 Building $34,402 | $111,490 (-) Land $13,200 Building $98,290 |
| 2022 | $2,260.00 | $39,020 Land $4,620 Building $34,400 | |
| 2021 | $111,490 Land $13,200 Building $98,290 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 10-00-004-101-067 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,857 sqft Living Area |
| Gross Area | 2,177 sqft Gross Area |
| 1st Floor | 1,334 sqft 1st Floor |
| Upper Floors | 523 sqft Upper Floors |
| Basement Area | 1,166 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Lot Area | 10,454 sqft (0.24 acres) |
| Depth X Width | 150 ft x 70 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 320 sqft Garage |
| Deck Area | 240 sqft Deck |
| Patio Area | 240 sqft Patio |
| Porch Area | 112 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 228 16TH ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7614 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 20090302888 |
| Legal Subdivision | CARLISLE SEC 04 |
| Legal Block | 101 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | CARLISLE |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 71400 |
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