22797 Silverlode Rd, Palo Cedro, CA 96073 Property Records

Shasta County property record for 22797 Silverlode Rd, Palo Cedro, CA 96073 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	5 bd · 2.5 ba · 4,793 sqft · built 1980
Lot Size	31 acres (1,350,360 sqft)
Owner	2 Company Names on File
Tax Bill	$7,259 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060-230-046-000`

Property Details

APN / Parcel Number

Primary APN	`060-230-046-000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,793 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	1,350,360 sqft
Garage Type	Detached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Account Number	060230046000
Street Address	22797 SILVERLODE RD
City	PALO CEDRO
State	CA
Zip	96073-8778
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	SHASTA CA
Township / Civil Division	CENTRAL SHASTA
Census Block Group	1
Census Block	1194
Census Tract	12605

Owner

Source: Shasta County records · APN 060-230-046-000

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	22797 SILVERLODE RD, PALO CEDRO, CA 96073-8778
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Dec 05, 2019	Deed of Trust, Mortgage · Line of Credit CORNERSTONE CMNTY BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 28, 2016
Transfer Doc	0000012254
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	22797 SILVERLODE RD, PALO CEDRO, CA 96073-8778
Transaction Type	Mortgage
Record Updated	Mar 04, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22797 SILVERLODE RD, PALO CEDRO, CA 96073-8778

Mortgage

Document Number	0000003712
Date	Feb 19, 2026
Instrument	2026-0003712

Lender

Name	COLUMBIA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Mar 01, 2036
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	22797 SILVERLODE RD, PALO CEDRO, CA 96073-8778
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035696
Date	Nov 19, 2019
Instrument	2019-0035696

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	22797 SILVERLODE RD, PALO CEDRO, CA 96073-8778
Document Number	0000038419
Instrument Date	Dec 05, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	22797 SILVERLODE RD PALO CEDRO CA 960738778, PALO CEDRO, CA 96073-8778

Mortgage

Document Number	0000038419
Date	Dec 12, 2019
Instrument	38419

Lender

Name	CORNERSTONE CMNTY BK
Type	Bank
Address	RED BLUFF, CA 96080

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shasta County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Elementary School District	Millville Elementary School District (KG - 08)
Secondary School District	Shasta Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$716,194 (+2%) Land $140,328 Building $575,866
2025	$7,259.00 (+3.01%) Homeowner's exemption	$702,152 (+4.04%) Land $137,577 Building $564,575
2023	$7,047.00 (+2.62%) Homeowner's exemption	$674,888 Land $132,236 Building $542,652
2022	$6,867.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shasta County (06089C), updated July 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060890126051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2019–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2025, rainfall accumulation

Wildfire

Wildfire Risk	High above 86% of the US · above 67% of California
Wildfire Likelihood	About 1 in 102 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Com-Pair Services	Fixed Wireless (unlicensed)	100 / 25
ShastaBeam	Fixed Wireless (licensed-by-rule)	100 / 6

May also be available at this address: Spectrum, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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