2279 Strap Miner Ct, Cool, CA 95614 Property Records

El Dorado County property record for 2279 Strap Miner Ct, Cool, CA 95614

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 1,713 sqft · built 1972
Lot Size	4.11 acres (179,467 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Nov 2022)
Tax Bill	$4,625 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2017 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`073-101-013-000`

Property Details

APN / Parcel Number

Primary APN	`073-101-013-000`
Alternative APNs	`07310113100` `0731011310`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,713 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Wood
Lot Area	179,467 sqft
Terrain	Wooded
Patio Area	1,713 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	2279 STRAP MINER CT
City	COOL
State	CA
Zip	95614-2240
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R2A
Legal Description	PM 36/132/766A
Legal Subdivision	AUBURN LAKE TRAILS UNIT 4
Legal Lot Number	765
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	4
Census Block	4011
Census Tract	30601

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2279 STRAP MINER CT, COOL, CA 95614-2240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Grant Deed, Transfer · Conventional Mortgage POINT EQUITY RESIDENTIAL LENDING
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CALIFORNIA MORTGAGE CO
Aug 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2022 · Amount on Record
Deed Sale	Nov 29, 2022 · Amount on Record
Prior Sale	Apr 1, 2009 · Amount on Record
Deed Document Number	202245017
Prior Transfer Date	Mar 2, 2009
Prior Transfer Doc	0000014905
Record Updated	Oct 29, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 29, 2022
Property Address	2279 STRAP MINER CT, COOL, CA 95614-2240
Document Number	0000045017
Map Reference	MB E PG 61
Instrument Date	Nov 22, 2022
Instrument	2022-0045017
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2279 STRAP MINER CT, COOL, CA 95614-2240

Mortgage

Document Number	0000045018
Date	Nov 29, 2022
Instrument	2022-0045018

Lender

Name	POINT EQUITY RESIDENTIAL LENDING
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2279 STRAP MINER CT, COOL, CA 95614-2240
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	WESTERN RESOURCES TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050517
Date	Nov 9, 2017
Instrument	2017-0050517

Lender

Name	FIRST CALIFORNIA MORTGAGE CO
Type	Mortgage Company
Address	PETALUMA, CA 94954

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2279 STRAP MINER CT, COOL, CA 95614-2240
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034376
Date	Aug 31, 2018
Instrument	2018-0034376

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28217

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2279 STRAP MINER CT, COOL, CA 95614-2240
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050889
Date	Nov 26, 2019
Instrument	2019-0050889

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2279 STRAP MINER CT, COOL, CA 95614-2240
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021266
Date	May 12, 2020
Instrument	2020-0021266

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2279 STRAP MINER CT, COOL, CA 95614-2240
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 COPELAND CT D, D, SANTA MONICA, CA 90405-4474

Mortgage

Document Number	0000070145
Date	Dec 3, 2020
Instrument	2020-0070145

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2279 STRAP MINER CT, COOL, CA 95614-2240
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 COPXLAND CT #D D, D, COOL, CA 90405

Mortgage

Document Number	0000042125
Date	Jun 25, 2021
Instrument	2021-0042125

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2279 STRAP MINER CT, COOL, CA 95614-2240
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 COPELAND CT D, D, SANTA MONICA, CA 90405-4474

Mortgage

Document Number	0000071660
Date	Nov 18, 2021
Instrument	2021-0071660

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$429,788 (+2%) Land $90,202 Building $339,586
2025	$4,625.00 (+7.71%)	$421,362 (+4.04%) Land $88,434 Building $332,928
2023	$4,294.00 (+128.28%)	$405,000 Land $85,000 Building $320,000
2022	$1,881.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cal.net Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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