2279 Madison St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2279 Madison St, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,409 sqft · built 2007
Lot Size0.123 acres (5,400 sqft)
OwnerTrust Name on File
Tax Bill$10,410 (2025)
Deeds & MortgagesJul 2020 Mortgage
Apr 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN023-052-025

Property Details

APN / Parcel Number

Primary APN023-052-025

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area2,409 sqft Living Area

Exterior

Year BuiltBuilt 2007
Construction TypeWood
Lot Area5,400 sqft (0.123 acres)
TerrainOther
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2279 MADISON ST
CityCAMBRIA
StateCA
Zip93428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAM PINES M U 7 BL 179 LTS 28 & 29 DJG
Legal SubdivisionCAMBRIA PINES MANOR
Legal Block179
Legal Lot Number28,29 29
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1031
Census Tract10403

Owner

Source: San Luis Obispo County records · APN 023-052-025

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Co-ownerVerified Secondary Owner
Mailing Address405 REDBIRD LN, FREDERICKSBURG, TX 78624-5444
Owner TypeIndividual, Secondary Company
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
MLD MORTGAGE
Apr 28, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 04, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 29, 2017Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2005
Deed SaleSep 30, 2005
Prior SaleApr 28, 2020
Deed Document Number0000082150
Last Transfer DateJul 13, 2020
Transfer Doc0000034909
Record UpdatedJun 08, 2026

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 13, 2020
Property Address2279 MADISON ST, CAMBRIA, CA 93428
Document Number0000034909
Map ReferenceMB 5 PG 16
Instrument DateJul 10, 2020
Instrument2020034909
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanySYNRGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address405 REDBIRD LN, FREDERICKSBURG, TX 78624-5444

Mortgage

Document Number0000034910
DateJul 13, 2020
Instrument2020034910
Lender
NameMLD MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2035

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 28, 2020
Property Address2279 MADISON ST, CAMBRIA, CA 93428
Document Number0000020248
Instrument DateApr 15, 2020
Instrument20248
Transaction TypeTransfer
Record UpdatedMay 27, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2279 MADISON ST CAMBRIA CA 93428, CAMBRIA, CA 93428

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 04, 2019
Property Address2279 MADISON ST, CAMBRIA, CA 93428
Document Number0000021175
Instrument DateMay 10, 2019
Instrument21175
Transaction TypeTransfer
Record UpdatedJun 14, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2279 MADISON ST CAMBRIA CA 93428, CAMBRIA, CA 93428

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2279 MADISON ST, CAMBRIA, CA 93428
Document Number0000045194
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1410 FOUNTAIN VIEW DR #135 HOUSTON TX 770572460, 135, HOUSTON, TX 77057-2460

Mortgage

Document Number0000045194
DateOct 06, 2017
Instrument45194
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term180 Months
DueOct 05, 2032

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$10,410.00 (+4.03%)$956,925 (+4.04%) Land $447,815 Building $509,110
2023$10,007.00 (+1.98%)$919,769 Land $430,427 Building $489,342
2022$9,813.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790104031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1983–2023)
Claims Outside the SFHA6 of 8
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Wildfire

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 382 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Radiate Holdings.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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