22785 Snaptail Ct, Estero, FL 33928 Property Records

Lee County property record for 22785 Snaptail Ct, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,944 sqft · built 2000
Lot Size	0.19 acres (8,263 sqft)
Owner	2 Individual Names on Record
Last Sale	$121,000 (Aug 2019)
Tax Bill	$4,148 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`04-47-25-E4-10000.0490`

Property Details

APN / Parcel Number

Primary APN	`04-47-25-E4-10000.0490`
Alternative APNs	`250447E4100000490` `04472510000000490` `10452560`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,944 sqft Living Area
Gross Area	3,540 sqft
1st Floor Area	2,051 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,263 sqft (0.19 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	312 sqft
Porch	Slab
Porch Area	160 sqft
Patio Area	581 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10452560
Street Address	22785 SNAPTAIL CT
City	ESTERO
State	FL
Zip	33928-2355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	FOREST RIDGE SHORES SUBD PB 64 PGS 83-87 LOT 49
Legal Range	25E
Legal Township	47S
Legal Section	04
Legal Subdivision	FOUNTAIN LAKES
Legal Tract	E4
Legal Block	2
Legal Lot Number	49
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2004
Census Tract	50320

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22785 SNAPTAIL CT, ESTERO, FL 33928-2355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ANDREWS FCU
Dec 4, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Aug 20, 2019	Quit Claim Deed, Transfer · Line of Credit ANDREWS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Prior Sale	Oct 15, 2012 · Amount on Record
Deed Document Number	2019193144
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	22785 SNAPTAIL CT, ESTERO, FL 33928-2355
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22785 SNAPTAIL CT, ESTERO, FL 33928-2355

Mortgage

Document Number	0000314328
Date	Sep 23, 2021
Instrument	2021000314328

Lender

Name	ANDREWS FCU
Type	Credit Union
Address	SUITLAND, MD 20746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	22785 SNAPTAIL CT, ESTERO, FL 33928-2355
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000250265
Date	Dec 4, 2017
Instrument	2017000250265

Lender

Name	WELLS FARGO BANK NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Aug 20, 2019
Property Address	22785 SNAPTAIL CT, ESTERO, FL 33928-2355
Document Number	0000193144
Map Reference	MB 64 PG 83-87
Instrument Date	Aug 7, 2019
Instrument	2019000193144
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	MORTGAGE INFORMATION SVCS IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22785 SNAPTAIL CT, ESTERO, FL 33928-2355

Mortgage

Document Number	0000193145
Date	Aug 20, 2019
Instrument	2019000193145

Lender

Name	ANDREWS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 25, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,148.00 (+7.13%) Homeowner's exemption	$330,638 (+5.99%)	$621,049 (+2.36%) Land $96,900 Building $524,149
2023	$3,872.00 (-0.62%) Homeowner's exemption	$311,961 (+3%)	$606,745 (+39.37%) Land $166,461 Building $440,284
2022	$3,896.00 Homeowner's exemption	$302,875	$435,354 Land $104,790 Building $330,564

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	221 units insured incl. 116 condo units
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Summit Broadband, Verizon.

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