Orange County property record for 22785 Jubilo Pl, Lake Forest, CA 92630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1968 |
| Lot Size | 0.176 acres (7,684 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,122,000 (May 2025) |
| Tax Bill | $2,963 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 614-051-01 |
| Primary APN | 614-051-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 7,684 sqft (0.176 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 22785 JUBILO PL |
|---|---|
| City | LAKE FOREST |
| State | CA |
| Zip | 92630-4223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 5966 BLK LOT 111 |
| Legal Subdivision | TRACT NO 5966 |
| Legal Tract | 5966 |
| Legal Lot Number | 111 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 52416 |
22785 Jubilo Pl is owner-occupied and held in a trust since May 2025.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 22785 JUBILO PL, LAKE FOREST, CA 92630-4223 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC |
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2025 · Amount on File |
| Deed Sale | May 29, 2025 · Amount on File |
| Prior Sale | May 7, 1997 · Amount on File |
| Deed Document Number | 2025152679 |
| Prior Transfer Date | Oct 24, 2012 |
| Prior Transfer Doc | 0000694417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 22785 JUBILO PL, LAKE FOREST, CA 92630-4223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT |
| Name | Verified Name |
|---|---|
| Address | 22785 JUBILO PL, LAKE FOREST, CA 92630-4223 |
| Document Number | 0000031748 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 2026000031748 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | RIVERSIDE, CA 92505 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 22785 JUBILO PL, LAKE FOREST, CA 92630-4223 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Title Company | PRIORITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 22785 JUBILO PL, LAKE FOREST, CA 92630-4223 |
| Document Number | 0000618947 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021000618947 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 22785 JUBILO PL, LAKE FOREST, CA 92630-4223 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 22785 JUBILO PL, LAKE FOREST, CA 92630-4223 |
| Document Number | 0000149547 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 2021000149547 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 22785 Jubilo Pl was $2,963.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Lake Forest City |
| Unified School District | Saddleback Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,144,440 (+297.01%) Land $1,047,302 Building $97,138 | |
| 2025 | $2,963.00 Homeowner's exemption | $288,268 Land $197,067 Building $91,201 |
| 2023 | $2,838.00 (+1.87%) Homeowner's exemption | $277,075 Land $189,415 Building $87,660 |
| 2022 | $2,786.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 22785 Jubilo Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 22785 Jubilo Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cityside Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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