Lee County property record for 22782 Caroline Dr, Estero, FL 33928 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,905 sqft · built 1992 |
| Lot Size | 0.222 acres (9,679 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,500 (Dec 2018) |
| Tax Bill | $3,154 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 04-47-25-E4-04000.0170 |
| Primary APN | 04-47-25-E4-04000.0170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,905 sqft Living Area |
| Gross Area | 2,925 sqft |
| 1st Floor Area | 1,641 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 9,679 sqft (0.222 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Patio Area | 264 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10276908 |
|---|---|
| Street Address | 22782 CAROLINE DR |
| City | ESTERO |
| State | FL |
| Zip | 33928-2300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOUNTAIN LAKES TR H PB 43 PG 30 LOT 17 |
| Legal Range | 25E |
| Legal Township | 47S |
| Legal Section | 04 |
| Legal Subdivision | FOUNTAIN LAKES |
| Legal Tract | H |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 50320 |
Source: Lee County records · APN 04-47-25-E4-04000.0170
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22782 CAROLINE DR, ESTERO, FL 33928-2300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage COMMUNITY LOAN SERVICING LLC |
| Dec 10, 2018 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 2018 · Amount on Record |
| Deed Sale | Dec 10, 2018 · Amount on Record |
| Prior Sale | Apr 18, 1996 · Amount on Record |
| Deed Document Number | 2018287670 |
| Prior Transfer Date | Dec 05, 2006 |
| Prior Transfer Doc | 0000058883 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 22782 CAROLINE DR, ESTERO, FL 33928-2300 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 22782 CAROLINE DR, ESTERO, FL 33928-2300 |
| Document Number | 0000215632 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 2023000215632 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | May 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 22782 CAROLINE DR, ESTERO, FL 33928-2300 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2023 |
| Name | Verified Name |
|---|---|
| Address | 22782 CAROLINE DR, ESTERO, FL 33928-2300 |
| Document Number | 0000061871 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 2023000061871 |
| Name | COMMUNITY LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Dec 10, 2018 |
| Property Address | 22782 CAROLINE DR, ESTERO, FL 33928-2300 |
| Document Number | 0000287670 |
| Map Reference | MB 43 PG 29&30 |
| Instrument Date | Dec 07, 2018 |
| Instrument | 2018000287670 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | LEGACY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,879.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 ETON RD, 24, ROCKVILLE CENTRE, NY 11570-1732 |
| Name | Verified Name |
|---|---|
| Address | 22782 CAROLINE DR, ESTERO, FL 33928-2300 |
| Document Number | 0000287671 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 2018000287671 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,154.00 (+7.68%) Homeowner's exemption | $254,307 (+5.99%) | $406,245 (+6.8%) Land $82,365 Building $323,880 |
| 2023 | $2,929.00 (-1.51%) Homeowner's exemption | $239,942 (+3%) | $380,387 (+22.06%) Land $193,375 Building $187,012 |
| 2022 | $2,974.00 Homeowner's exemption | $232,953 | $311,631 Land $99,482 Building $212,149 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503203, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 70 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 70 in force |
| Nearby Flood Claims | 2 (2015–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2025, other causes |
| Wildfire Risk | Moderate above 47% of the US · above 18% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,408 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 243 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: Verizon, Orlando Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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