22780 Prophet Rd, Rock Falls, IL 61071 Property Records

Whiteside County property record for 22780 Prophet Rd, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Feb 2006)
Tax Bill	$5,589 (2025)
Deeds & Mortgages	Mar 2023 Refinance May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1616426014`

Property Details

APN / Parcel Number

Primary APN	`1616426014`
Alternative APN	`45788`

Exterior

Lot Area	49,658 sqft (1.14 acres)
Lot Dimensions	325 ft deep x 153 ft wide

Location & Zoning

Account Number	45788
Street Address	22780 PROPHET RD
City	ROCK FALLS
State	IL
Zip	61071-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 2 ADJ TO PTOWN RD SE SEC 16 TWP 20 RNG 6 11004X
Legal Range	06E
Legal Township	20N
Legal Section	16
Legal Lot Number	2
Jurisdiction	WHITESIDE IL
Township / Civil Division	HUME
Census Block Group	1
Census Block	1009
Census Tract	800

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	22780 PROPHET RD, ROCK FALLS, IL 61071-9633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SAUK VALLEY BANK
May 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SAUK VALLEY BANK
May 31, 2018	Deed of Trust, Mortgage · Line of Credit STERLING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2006 · Amount on Record
Deed Sale	Feb 28, 2006 · Amount on Record
Deed Document Number	20061629-2006
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	22780 PROPHET RD, ROCK FALLS, IL 61071-9633
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001024
Date	Mar 7, 2023
Instrument	2023-01024

Lender

Name	SAUK VALLEY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2028

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	22780 PROPHET RD, ROCK FALLS, IL 61071-9633
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103195
Date	May 11, 2021
Instrument	2021-03195

Lender

Name	SAUK VALLEY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	22780 PROPHET RD, ROCK FALLS, IL 61071-9633
Document Number	0000002945
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22780 PROPHET RD ROCK FALLS IL 610719633, ROCK FALLS, IL 61071-9633

Mortgage

Document Number	0000002945
Date	Jun 5, 2018
Instrument	2945

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Hume Township
Elementary School District	Montmorency Community Consolidated School District 145 (KG - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,589.00	$98,647 Land $6,327 Building $92,320
2024			$295,941 Land $18,981 Building $276,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1985–2018)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strada Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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