2278 Wilcox Ln, Decatur, IL 62526 Property Records

Macon County property record for 2278 Wilcox Ln, Decatur, IL 62526

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,344 sqft · built 1955
Lot Size0.461 acres (20,088 sqft)
OwnerIndividual Name on Record
Last Sale$43,500 (Mar 1998)
Tax Bill$1,474 (2025)
Deeds & MortgagesJun 2026 Transfer
Oct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-12-05-304-007

Property Details

APN / Parcel Number

Primary APN04-12-05-304-007
Alternative APN
  • 12-05-304-007

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area20,088 sqft (0.461 acres)
Lot Dimensions186 ft deep x 107 ft wide
Garage Area728 sqft
Parking Spaces3 Parking Spaces
Deck Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number041205304007
Street Address2278 WILCOX LN
CityDECATUR
StateIL
Zip62526-8471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionWILCOX WAYSIDE FARMS ADD LOT 44 107.6X186
Legal Range02E
Legal Township16N
Legal Section05
Legal SubdivisionWILCOX WAYSIDE FARMS ADD
Legal Lot Number44
JurisdictionMACON IL
Township / Civil DivisionDECATUR
Census Block Group2
Census Block2026
Census Tract1801

Owner

Source: Macon County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2278 WILCOX LN, DECATUR, IL 62526-8471
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 28, 2025Deed of Trust, Mortgage · Line of Credit
SCOTT STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 1998 · Amount on Record
Deed SaleMar 1, 1998 · Amount on Record
Last Transfer DateJun 1, 2026
Transfer Doc0000006058
Record UpdatedSep 20, 2026

June 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMACON IL
Recording DateJun 2, 2026
Property Address2278 WILCOX LN, DECATUR, IL 62526-8471
Document Number0000006058
Instrument DateJun 1, 2026
Instrument20266058
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5055 W CANTRELL ST, DECATUR, IL 62522-9779

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address2278 WILCOX LN, DECATUR, IL 62526-8471
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025R012857
DateOct 28, 2025
Instrument2025R-012857
Lender
NameSCOTT STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueNov 1, 2030
Interest
Rate TypeFixed Rate
Rate7.75%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionDecatur Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,474.00$41,584 Land $4,889 Building $36,695$124,764 Land $14,668 Building $110,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimAug 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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