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2278 Spring Lake Ct, Clearwater, FL 33763 Property Records

Pinellas County property record for 2278 Spring Lake Ct, Clearwater, FL 33763

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,030 sqft · built 2020
Lot Size0.084 acres (3,676 sqft)
Owner2 Individual Names on Record
Last Sale$434,761 (Jun 2020)
Tax Bill$4,809 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Jun 2020 Sale
Flood ZoneZone A (high risk)
APNC62-001-130-3330-2

Property Details

APN / Parcel Number

Primary APNC62-001-130-3330-2
Alternative APNs
  • 36-28-15-91615-000-0050
  • R493791

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area2,030 sqft Heated Area
1st Floor Area1,226 sqft
2nd Floor Area804 sqft
Upper Floors Area804 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area3,676 sqft (0.084 acres)
Lot Dimensions105 ft deep x 35 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR493791
Street Address2278 SPRING LAKE CT
CityCLEARWATER
StateFL
Zip33763-2250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWNS AT SPRING LAKE LOT 5
Legal Range15
Legal Township28
Legal Section36
Legal SubdivisionTOWNS AT SPRING LAKE
Legal Lot Number5
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group4
Census Block4008
Census Tract26916

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2278 SPRING LAKE CT, CLEARWATER, FL 33763-2250
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jun 24, 2020Grant Deed, Subdivision Related Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2020 · Amount on Record
Deed SaleJun 24, 2020 · Amount on Record
Deed Document Number2020189952
Deed Book / Page21052 / 319
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2278 SPRING LAKE CT, CLEARWATER, FL 33763-2250
Transaction TypeMortgage
Record UpdatedFeb 1, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0211341715
DateAug 24, 2020
Book Page21134/1715
Instrument2020251711
Lender
NameTRUIST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 23, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPINELLAS FL
Recording DateJun 24, 2020
Property Address2278 SPRING LAKE CT, CLEARWATER, FL 33763-2250
Document Number0210520319
Book / Page021052 / 000319
Instrument DateJun 17, 2020
Instrument189952
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 8, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,043.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2278 SPRING LAKE CT CLEARWATER FL 33763, CLEARWATER, FL 33763

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityClearwater City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,809.00 (+7.46%) Homeowner's exemption$290,902 (+5.99%)$587,415 (+9.86%) Land $115,961 Building $471,454
2023$4,475.00 (+2.94%) Homeowner's exemption$274,470 (+3%)$534,672 (+26.35%) Land $142,807 Building $391,865
2022$4,347.00 Homeowner's exemption$266,476$423,183 Land $138,331 Building $284,852

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 76 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies76 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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