2278 SE Monroe St, Stuart, FL 34997 Property Records

Martin County property record for 2278 SE Monroe St, Stuart, FL 34997 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 888 sqft · built 1976
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Jun 2020)
Tax Bill	$4,168 (2024)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-38-41-005-000-0140.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-005-000-0140.0-4-0000`
Alternative APNs	`52-38-41-005-000-01400-4` `41804`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	1,152 sqft
1st Floor Area	888 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,536 sqft (0.173 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2278 SE MONROE ST
City	STUART
State	FL
Zip	34997-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORAL GARDENS PLAT 1 LOT 140
Legal Range	41E
Legal Township	38S
Legal Section	52
Legal Subdivision	CORAL GARDENS
Legal Block	3
Legal Lot Number	140
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3010
Census Tract	1106

Owner

Source: Martin County records · APN 52-38-41-005-000-0140.0-4-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5527 SE 51ST DR, STUART, FL 34997-1647
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2020 · Amount on Record
Deed Sale	Jun 01, 2020 · Amount on Record
Prior Sale	Sep 14, 2010 · Amount on Record
Deed Document Number	20202817337
Deed Book / Page	3132 / 1668
Prior Transfer Date	Sep 28, 2006
Prior Transfer Doc	0021840164
Record Updated	Jun 08, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 01, 2020
Property Address	2278 SE MONROE ST, STUART, FL 34997-5802
Document Number	0031321668
Book / Page	3132 / 1668
Map Reference	MB 3 PG 21
Instrument Date	May 27, 2020
Instrument	2817337
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5477 SE 51ST DR, 5477, STUART, FL 34997-1634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2778 SE MONROE ST, STUART, FL 34997-5915

Mortgage

Document Number	0031321669
Date	Jun 01, 2020
Instrument	3132/1669

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$230,350 (+12.12%) Land $135,000 Building $95,350	$230,350 (+6.58%) Land $135,000 Building $95,350
2024	$4,168.00 (+6.41%)
2023	$3,917.00 (+70.75%)	$205,447 (+33.13%)	$216,130 (+15.72%) Land $130,000 Building $86,130
2022	$2,294.00 Homeowner's exemption	$154,324	$186,770 Land $115,000 Building $71,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Cost	Premium on Record median of 62 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, other causes, Hurricane Irma

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 393 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, AT&T, TPC ACC Acquisition. Availability varies by address; speeds are provider-advertised maximums, not measured.