2278 S Brook Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 2278 S Brook Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,763 sqft · built 2001
Lot Size	0.284 acres (12,378 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (Oct 2024)
Tax Bill	$8,065 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-04-26-021262-029-35`

Property Details

APN / Parcel Number

Primary APN	`31-04-26-021262-029-35`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,763 sqft Living Area
Gross Area	3,926 sqft
1st Floor Area	2,418 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,378 sqft (0.284 acres)
Garage Type	Attached
Garage Area	748 sqft

Exterior Amenities

Pool Area	312 sqft
Porch	Finished Screened Porch
Porch Area	451 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2278 S BROOK DR
City	FLEMING ISLAND
State	FL
Zip	32003-8610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 35 SOUTH BROOK AS REC OR 4854 PG 544, 4871 PG 224
Legal Range	26E
Legal Township	04S
Legal Section	31
Legal Subdivision	SOUTH BROOK
Legal Lot Number	35
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1003
Census Tract	30704

Owner

2278 S Brook Dr is owned and occupied by an individual who bought it in October 2024.

Source: Clay County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	2278 S BROOK DR, FLEMING ISLAND, FL 32003-8610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2024 · Amount on File
Deed Sale	Oct 28, 2024 · Amount on File
Prior Sale	Sep 4, 2024 · Amount on File
Deed Document Number	202449746
Deed Book / Page	4871 / 224
Prior Transfer Date	Aug 30, 2024
Prior Transfer Doc	0048710224
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 9, 2021
Property Address	2278 S BROOK DR, FLEMING ISLAND, FL 32003-8610
Document Number	0044411609
Book / Page	4441 / 1609
Map Reference	MB 34 PG 10-16
Instrument Date	Apr 5, 2021
Instrument	2021022214
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ATTORNEYS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,376.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15089 SYCAMORE HILLS PL, 15089, HAYMARKET, VA 20169-3122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2278 S BROOK DR, FLEMING ISLAND, FL 32003-8610

Mortgage

Document Number	0044411611
Date	Apr 9, 2021
Instrument	4441/1611

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2278 S Brook Dr was $8,065, up 33.7% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,065.00 (+33.7%)	$568,964 Land $80,000 Building $488,964	$568,964 Land $80,000 Building $488,964
2024	$6,032.00 (-27.65%)
2023	$8,337.00 (+4.62%) Homeowner's exemption	$428,577 (+3%)	$548,863 (+31.91%) Land $80,000 Building $468,863
2022	$7,969.00 Homeowner's exemption	$416,095 Land $61,000 Building $355,095	$416,095 Land $61,000 Building $355,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2278 S Brook Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2278 S Brook Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20