Davis County property record for 2278 N 1965 E, Layton, UT 84040
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,633 sqft · built 1988 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $254,900 (Feb 2017) |
| Tax Bill | $2,693 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-166-0124 |
| Primary APN | 09-166-0124 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,633 sqft Living Area |
| Basement Area | 543 sqft |
| Unfinished Basement | 543 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| View / Lot | Corner |
| Garage Area | 508 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2278 N 1965 E |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84040-6741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | ALL OF LOT 124, HEATHERGLEN SUB NO 3. CONT. 0.17 ACRES |
| Legal Subdivision | HEATHERGLEN SUB NO 3 |
| Legal Lot Number | 124 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 125804 |
Source: Davis County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2278 N 1965 E, LAYTON, UT 84040-6741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RANLIFE HOME LOANS |
| Feb 23, 2017 | Deed, Transfer · Conventional Mortgage NUDGE FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2017 · Amount on Record |
| Deed Sale | Feb 23, 2017 · Amount on Record |
| Prior Sale | Aug 17, 1998 · Amount on Record |
| Deed Document Number | 20173004155 |
| Deed Book / Page | 6709 / 419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2278 N 1965 E, LAYTON, UT 84040-6741 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | INTEGRATED TITLE INSURANCE, INTEGRATED TITLE INSURA |
| Name | Verified Name |
|---|
| Document Number | 7748/463 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 7748/463 |
| Instrument | 3376422 |
| Name | RANLIFE HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | SANDY, UT 84070 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Feb 23, 2017 |
| Property Address | 2278 N 1965 E, LAYTON, UT 84040-6741 |
| Document Number | 6709/419 |
| Book / Page | 6709 / 419 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 3004155 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | BACKMAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2278 N 1965 E, LAYTON, UT 84040-6741 |
| Document Number | 0003004161 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 6709/449 |
| Instrument | 3004161 |
| Name | NUDGE FUNDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Davis County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,450 (+2.57%) Land $118,342 Building $145,108 | $479,000 (+2.57%) Land $215,167 Building $263,833 | |
| 2025 | $2,693.00 (+4.58%) | $256,850 (-40.41%) Land $100,709 Building $156,141 | $467,000 (+8.35%) Land $183,107 Building $283,893 |
| 2024 | $2,575.00 (+2.1%) | ||
| 2023 | $2,522.00 (-4.36%) | $431,000 Land $176,573 Building $254,427 | $431,000 Land $176,573 Building $254,427 |
| 2022 | $2,637.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2009–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98.5% of Utah |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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