2278 Keaton Chase Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 2278 Keaton Chase Dr, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,530 sqft · built 2001
Lot Size0.212 acres (9,271 sqft)
OwnerIndividual Name on Record
Last Sale$560,000 (Jun 2022)
Tax Bill$6,776 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Aug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN30-04-26-021262-031-44

Property Details

APN / Parcel Number

Primary APN30-04-26-021262-031-44

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,530 sqft Heated Area
Gross Area3,662 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,271 sqft (0.212 acres)
Garage Area448 sqft

Exterior Amenities

Pool Area360 sqft
PorchPorch
Porch Area152 sqft
Patio Area532 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2278 KEATON CHASE DR
CityFLEMING ISLAND
StateFL
Zip32003-8604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 44 RIVERTRACE U 2 AS REC OR 4620 PG 1392
Legal Range26
Legal Township04
Legal Section30
Legal SubdivisionRIVERTRACE 02/EAGLE HARBOR
Legal Lot Number44
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3011
Census Tract30704

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2278 KEATON CHASE DR, FLEMING ISLAND, FL 32003-8604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2022Warranty Deed, Transfer · Conventional Mortgage
NETWORK FUNDING LP
Aug 1, 2018Deed of Trust, Mortgage · Line of Credit
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2022 · Amount on Record
Deed SaleJun 23, 2022 · Amount on Record
Prior SaleNov 9, 2006 · Amount on Record
Deed Document Number2022038598
Deed Book / Page4620 / 1392
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJun 23, 2022
Property Address2278 KEATON CHASE DR, FLEMING ISLAND, FL 32003-8604
Document Number0046201392
Book / Page4620 / 1392
Map ReferenceMB 34 PG 58-66
Instrument DateJun 17, 2022
Instrument2022038598
Transaction TypeTransfer
Record UpdatedJul 15, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3457 MAINARD BRANCH CT, 3457, FLEMING ISLAND, FL 32003-4700

Transferred To (Grantee/Buyer)

NameVerified Name
Address2278 KEATON CHASE DR, FLEMING ISLAND, FL 32003-8604

Mortgage

Document Number0046201394
DateJun 23, 2022
Instrument4620/1394
Lender
NameNETWORK FUNDING LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2278 KEATON CHASE DR, FLEMING ISLAND, FL 32003-8604
Document Number0041110156
Instrument DateAug 1, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2278 KEATON CHASE DR FLEMING ISLAND FL 320038604, FLEMING ISLAND, FL 32003-8604

Mortgage

Document Number0041110156
DateAug 6, 2018
Book Page004111/000156
Instrument40961
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 5, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,776.00 (-22.07%) Homeowner's exemption$484,440 (+2.85%) Land $95,000 Building $389,440$484,440 (+2.85%) Land $95,000 Building $389,440
2023$8,695.00 (+16.17%) Homeowner's exemption$471,033 (+20.95%) Land $95,000 Building $376,033$471,033 (+20.95%) Land $95,000 Building $376,033
2022$7,485.00 Homeowner's exemption$389,446 Land $95,000 Building $294,446$389,446 Land $95,000 Building $294,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 128 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies128 in force
Nearby Flood Claims19 (2016–2023)
Claims Outside the SFHA2 of 19
Most Recent ClaimDec 2023 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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