Emmet County property record for 2278 Click Rd, Petoskey, MI 49770
| Property Type | Residential Vacant Land |
|---|---|
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Jun 2025 Mortgage Dec 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-21-200-006 |
| Primary APN | 01-19-21-200-006 |
|---|
| Street Address | 2278 CLICK RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8819 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | COMMENCING AT N ? CORNER OF SECTION 21, T34N, R5W; TH ALG N LINE OF SD SECTION 21, S89?33'09?E 478.30 FT (REC?D S88?57'26?E) |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 21 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 970600 |
2278 Click Rd, residential vacant land, is owned by two individuals.
Source: Emmet County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1034 EMMET ST, PETOSKEY, MI 49770-2930 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK |
| Dec 23, 2024 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 2278 CLICK RD, PETOSKEY, MI 49770-8819 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1034 EMMET ST, PETOSKEY, MI 49770-2930 |
| Document Number | 0000001267/0000000377 |
|---|---|
| Date | Jun 3, 2025 |
| Book Page | 0000001267/0000000377 |
| Instrument | 5220404 |
| Name | MERCANTILE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Jun 1, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Dec 23, 2024 |
| Property Address | 2278 CLICK RD, PETOSKEY, MI 49770-8819 |
| Document Number | 001264/303 |
| Book / Page | 1264 / 303 |
| Instrument Date | Dec 18, 2024 |
| Instrument | 5217333 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1034 EMMET ST, PETOSKEY, MI 49770-2930 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $374,800 Land $374,800 | $749,600 Land $749,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2278 Click Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2278 Click Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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