2278 Chaparral Dr, Arnold, CA 95223 Property Records

Calaveras County property record for 2278 Chaparral Dr, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,949 sqft · built 1992
Lot Size	0.53 acres (23,087 sqft)
Owner	Company Name on Record
Last Sale	$500,000 (Jan 2020)
Tax Bill	$6,356 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028-033-032-000`

Property Details

APN / Parcel Number

Primary APN	`028-033-032-000`
Alternative APN	`028-033-032`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,949 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Modern
Construction Type	Wood
Lot Area	23,087 sqft (0.53 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Old Parcel Number	028-033-032
Street Address	2278 CHAPARRAL DR
City	ARNOLD
State	CA
Zip	95223-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MEADOWMONT SUB 12 LOT 260
Legal Subdivision	MEADOWMONT SUB
Legal Lot Number	260
Legal Unit	12
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1025
Census Tract	501

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2207, ARNOLD, CA 95223-2207
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit LOS ANGELES POLICE FCU
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 17, 2020	Grant Deed, Transfer · Conventional with PMI LOS ANGELES POLICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	Jul 27, 2011 · Amount on Record
Deed Document Number	2020640
Last Transfer Date	May 13, 2024
Transfer Doc	0000003793
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	2278 CHAPARRAL DR, ARNOLD, CA 95223-9639
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2278 CHAPARRAL DR, ARNOLD, CA 95223-9639

Mortgage

Document Number	0000000421
Date	Jan 20, 2026
Instrument	2026-000421

Lender

Name	LOS ANGELES POLICE FCU
Type	Credit Union
Address	VAN NUYS, CA 91406

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	2278 CHAPARRAL DR, ARNOLD, CA 95223
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2278 CHAPARRAL DR, ARNOLD, CA 95223

Mortgage

Document Number	0000010041
Date	Jun 1, 2021
Instrument	2021-010041

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Jan 17, 2020
Property Address	2278 CHAPARRAL DR, ARNOLD, CA 95223
Document Number	0000000640
Instrument Date	Jan 10, 2020
Instrument	640
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2278 CHAPARRAL DR ARNOLD CA 95223, ARNOLD, CA 95223

Mortgage

Document Number	641
Date	Jan 17, 2020
Instrument	641

Lender

Name	LOS ANGELES POLICE CU
Type	Credit Union
Address	VAN NUYS, CA 91406

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$557,755 (+2%) Land $27,886 Building $529,869
2025	$6,356.00 (+3%) Homeowner's exemption	$546,820 (+4.04%) Land $27,340 Building $519,480
2023	$6,171.00 (+4.17%) Homeowner's exemption	$525,588 Land $26,279 Building $499,309
2022	$5,924.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Feb 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cal.net.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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