2278 Brookside Dr, Lancaster, OH 43130 Property Records

Fairfield County property record for 2278 Brookside Dr, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,210 sqft · built 2024
Lot Size	0.263 acres (11,456 sqft)
Owner	2 Individuals on Record
Last Sale	$439,900 (Mar 2025)
Tax Bill	$11,660 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-31890-000`

Property Details

APN / Parcel Number

Primary APN	`05-31890-000`
Alternative APN	`0114 00053`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,210 sqft Living Area
Gross Area	2,770 sqft
1st Floor Area	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	11,456 sqft (0.263 acres)
Lot Dimensions	118 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2278 BROOKSIDE DR
City	LANCASTER
State	OH
Zip	43130-8951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE OVERLOOK SEC 2 LOT 76
Legal Subdivision	THE OVERLOOK
Legal Lot Number	76
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1016
Census Tract	31600

Owner

Source: Fairfield County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	2278 BROOKSIDE DR, LANCASTER, OH 43130-8951
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK N A
Feb 25, 2022	Deed of Trust, Mortgage · Line of Credit THE PARK NATIONAL BANK
Mar 12, 2025	Deed, Subdivision Related Transfer · FHA Mortgage JPMORGAN CHASE BANK NA
Feb 5, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2025 · Amount on Record
Deed Sale	Mar 12, 2025 · Amount on Record
Deed Document Number	20253713
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Recording Date	May 21, 2026
Property Address	2278 BROOKSIDE DR, LANCASTER, OH 43130-8951
Document Number	0000008444
Instrument Date	May 15, 2026
Instrument	20268444
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2278 BROOKSIDE DR, LANCASTER, OH 43130-8951

Mortgage

Document Number	0000008444,
Date	May 21, 2026
Instrument	20268444

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	2278 BROOKSIDE DR, LANCASTER, OH 43130-8951
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	TITLE FIRST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004326
Date	Feb 25, 2022
Instrument	202200004326

Lender

Name	THE PARK NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	22 Months
Due	Dec 23, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Mar 12, 2025
Property Address	2278 BROOKSIDE DR, LANCASTER, OH 43130-8951
Document Number	0000003713
Map Reference	CAB 3 SL 73
Instrument Date	Feb 25, 2025
Instrument	202500003713
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 12, 2026
Title Company	MIDSTATE TITLE AGENCY LLC, MIDWEST HOME TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 9218, COPPELL, TX 75019-9236

Mortgage

Document Number	0000003714
Date	Mar 12, 2025
Instrument	202500003714

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Feb 5, 2021
Property Address	2278 BROOKSIDE DR, LANCASTER, OH 43130-8951
Document Number	0000003443
Map Reference	CAB 3 SL 73
Instrument Date	Jan 6, 2021
Instrument	202100003443
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 POLARIS PKWY STE 200, 200, COLUMBUS, OH 43240-2051

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,660.00 (+2,027.74%)	$129,710 (+778.2%) Land $29,540 Building $100,170	$370,600 (+778.2%) Land $84,400 Building $286,200
2023	$548.00	$14,770 (-) Land $14,770
2022		$14,770 Land $14,770	$42,200 Land $42,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (1979–2011)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Glo Fiber, T-Mobile, Verizon.

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