2278 Arroyo Dr, Riverside, CA 92506 Property Records

Riverside County property record for 2278 Arroyo Dr, Riverside, CA 92506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,719 sqft · built 1955
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$1,200,000 (Jun 2026)
Tax Bill	$12,763 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`222-051-001`

Property Details

APN / Parcel Number

Primary APN	`222-051-001`
Alternative APN	`043600142`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,719 sqft Living Area
Gross Area	2,796 sqft
1st Floor Area	1,719 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Roof Material	Gravel
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	043600142
Street Address	2278 ARROYO DR
City	RIVERSIDE
State	CA
Zip	92506-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	PAR 1 RS 019/096
Legal Subdivision	VICTORIA RANCH
Legal Lot Number	1
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1000
Census Tract	30603

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2278 ARROYO DR, RIVERSIDE, CA 92506-1507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed, Transfer TRICO TITLE COMPANY, TICOR TITLE COMPANY
Jun 22, 2026	Grant Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Feb 29, 2024	Deed of Trust, Mortgage · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Sep 28, 2022	Deed of Trust, Mortgage · FHA Mortgage AMCAP MORTGAGE LTD
Jul 16, 2021	Deed of Trust, Mortgage · FHA Mortgage AMCAP MORTGAGE LTD
Mar 11, 2020	Grant Deed, Transfer · FHA Mortgage AMCAP MORTGAGE LTD
Sep 27, 2019	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Mar 11, 2020 · Amount on Record
Deed Document Number	2026189143
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 22, 2026
Property Address	2278 ARROYO DR, RIVERSIDE, CA 92506-1507
Document Number	0000189144
Instrument Date	Jun 9, 2026
Instrument	2026189144
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2278 ARROYO DR, RIVERSIDE, CA 92506-1507

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 22, 2026
Property Address	2278 ARROYO DR, RIVERSIDE, CA 92506-1507
Document Number	0000189143
Instrument Date	May 12, 2026
Instrument	2026189143
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2278 ARROYO DR, RIVERSIDE, CA 92506-1507

Mortgage

Document Number	0000189145,
Date	Jun 22, 2026
Instrument	2026189145

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 9, 2026
Property Address	2278 ARROYO DR, RIVERSIDE, CA 92506-1507
Document Number	0000106948
Instrument Date	Feb 11, 2026
Instrument	2026106948
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2278 ARROYO DR, RIVERSIDE, CA 92506-1507

Mortgage

Document Number	0000106948,
Date	Apr 9, 2026
Instrument	2026106948

Lender

Name	HOMESIDE FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.06%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2278 ARROYO DR, RIVERSIDE, CA 92506-1507
Transaction Type	Mortgage
Record Updated	Mar 11, 2024
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2278 ARROYO DR, RIVERSIDE, CA 92506-1507

Mortgage

Document Number	0000057186
Date	Feb 29, 2024
Instrument	2024-0057186

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution
Address	GLENDALE, CA 91203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2278 ARROYO DR, RIVERSIDE, CA 92506-1507
Transaction Type	Mortgage
Record Updated	Oct 7, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2278 ARROYO DR, RIVERSIDE, CA 92506-1507

Mortgage

Document Number	0000410294
Date	Sep 28, 2022
Instrument	2022-0410294

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2278 ARROYO DR, RIVERSIDE, CA 92506-1507
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2278 ARROYO DR, RIVERSIDE, CA 92506-1507

Mortgage

Document Number	0000429847
Date	Jul 16, 2021
Instrument	2021-0429847

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 11, 2020
Property Address	2278 ARROYO DR, RIVERSIDE, CA 92506-1507
Document Number	0000114093
Map Reference	MB 19 PG 96
Instrument Date	Jan 22, 2020
Instrument	2020-0114093
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	USA NATIONAL TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,243.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2278 RROYO DR, RIVERSIDE, CA 92506

Mortgage

Document Number	0000114094
Date	Mar 11, 2020
Instrument	2020-0114094

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

September 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 27, 2019
Property Address	2278 ARROYO DR, RIVERSIDE, CA 92506-1507
Document Number	0000386001
Instrument Date	Sep 26, 2019
Instrument	386001
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3512 LARCHWOOD PL RIVERSIDE CA 925061236, RIVERSIDE, CA 92506-1236

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$630,263 (+2%) Land $100,394 Building $529,869
2025	$12,763.00 (+92.82%) Homeowner's exemption	$617,906 (+4.04%) Land $98,426 Building $519,480
2024	$6,619.00 (+0.47%)
2023	$6,588.00 (+1.9%) Homeowner's exemption	$593,914 Land $94,605 Building $499,309
2022	$6,465.00
2021			$618,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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