22779 el Centro Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 22779 el Centro Rd, Apple Valley, CA 92307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1991
Lot Size	0.415 acres (18,058 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Sep 2026)
Tax Bill	$4,382 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0437-334-06-0000`

Property Details

APN / Parcel Number

Primary APN	`0437-334-06-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
Gross Area	1,790 sqft
1st Floor Area	1,328 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,058 sqft (0.415 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	277 sqft
Patio Area	277 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	22779 EL CENTRO RD
City	APPLE VALLEY
State	CA
Zip	92307-1968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5579 LOT 115 TRACT NO 5579 LOT 115 EX UND 1/2 INT MIN RTS WOSE
Legal Subdivision	THE TOWN OF APPLE VALLEY
Legal Tract	5579
Legal Block	2
Legal Lot Number	115
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2010
Census Tract	9713

Owner

22779 el Centro Rd is owned and occupied by two individuals who bought it in September 2026.

Source: San Bernardino County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22779 EL CENTRO RD, APPLE VALLEY, CA 92307-1968
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 12, 2022	Grant Deed, Transfer · Conventional Mortgage BEST RATE FINANCE & REALTY INC
Apr 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jan 19, 2021	Quit Claim Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	May 12, 2022 · Amount on File
Deed Document Number	2026235703
Prior Transfer Date	Jan 2, 2021
Prior Transfer Doc	0000024474
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 9, 2026
Property Address	22779 EL CENTRO RD, APPLE VALLEY, CA 92307-1968
Document Number	0000235703
Instrument Date	Aug 28, 2026
Instrument	2026235703
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	WFG TITLE, WFG TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,106.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22779 EL CENTRO RD, APPLE VALLEY, CA 92307-1968

Mortgage

Document Number	0000235704,
Date	Sep 9, 2026
Instrument	2026235704

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 12, 2022
Property Address	22779 EL CENTRO RD, APPLE VALLEY, CA 92307-1968
Document Number	0000177951
Map Reference	MB 74 PG 77-79
Instrument Date	Mar 25, 2022
Instrument	2022-0177951
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22779 EL CENTRO RD, APPLE VALLEY, CA 92307-1968

Mortgage

Document Number	0000177952
Date	May 12, 2022
Instrument	2022-0177952

Lender

Name	BEST RATE FINANCE & REALTY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	22779 EL CENTRO RD, APPLE VALLEY, CA 92307-1968
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136280
Date	Apr 30, 2019
Instrument	2019-0136280

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 19, 2021
Property Address	22779 EL CENTRO RD, APPLE VALLEY, CA 92307-1968
Document Number	0000024474
Map Reference	MB 74 PG 77-79
Instrument Date	Jan 2, 2021
Instrument	2021-0024474
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	22779 EL CENTRO RD, APPLE VALLEY, CA 92307-1968

Mortgage

Document Number	0000024475
Date	Jan 19, 2021
Instrument	2021-0024475

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 22779 el Centro Rd was $4,382.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$384,263 (+2%) Land $76,852 Building $307,411
2025	$4,382.00	$376,728 Land $75,345 Building $301,383
2023	$4,220.00 (+97.94%)	$362,100 Land $72,420 Building $289,680
2022	$2,132.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22779 el Centro Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22779 el Centro Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER CO - APPLE VLY NORTH private · serves 2,097 people · EPA ID CA3610105
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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