22770 Main St, Grand Terrace, CA 92313 Property Records

San Bernardino County property record for 22770 Main St, Grand Terrace, CA 92313

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,061 sqft · built 1989
Lot Size	0.169 acres (7,344 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Apr 2020)
Tax Bill	$6,291 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1178-231-31-0000`

Property Details

APN / Parcel Number

Primary APN	`1178-231-31-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,061 sqft Living Area
Gross Area	2,502 sqft
1st Floor Area	1,160 sqft
2nd Floor Area	901 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,344 sqft (0.169 acres)
Lot Dimensions	102 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	132 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22770 MAIN ST
City	GRAND TERRACE
State	CA
Zip	92313-6107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 13205 LOT 29
Legal Subdivision	TRACT NO 13205
Legal Tract	13205
Legal Block	2
Legal Lot Number	29
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2000
Census Tract	7104

Owner

22770 Main St is owned and occupied by two individuals who bought it in April 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22770 MAIN ST, GRAND TERRACE, CA 92313-6107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
Mar 20, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 20, 2018	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2020 · Amount on File
Deed Sale	Apr 1, 2020 · Amount on File
Prior Sale	Mar 20, 2018 · Amount on File
Deed Document Number	2020115240
Prior Transfer Date	Feb 27, 2018
Prior Transfer Doc	0000097648
Record Updated	Sep 20, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 1, 2020
Property Address	22770 MAIN ST, GRAND TERRACE, CA 92313-6107
Document Number	0000115240
Map Reference	MB 21 PG 41&42
Instrument Date	Mar 27, 2020
Instrument	2020-0115240
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	USA NATIONAL TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22770 MAIN ST, GRAND TERRACE, CA 92313-6107

Mortgage

Document Number	0000115241
Date	Apr 1, 2020
Instrument	2020-0115241

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 20, 2018
Property Address	22770 MAIN ST, GRAND TERRACE, CA 92313-6107
Document Number	0000097649
Map Reference	MB 211 PG 41&42
Instrument Date	Feb 27, 2018
Instrument	2018-0097649
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	22770 MAIN ST, GRAND TERRACE, CA 92313-6107

Mortgage

Document Number	0000097650
Date	Mar 20, 2018
Instrument	2018-0097650

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 20, 2018
Property Address	22770 MAIN ST, GRAND TERRACE, CA 92313-6107
Document Number	0000097648
Instrument Date	Feb 27, 2018
Instrument	97648
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5405 STATE ROUTE 400 IMLAY NV 894188102, IMLAY, NV 89418-8102

Tax Assessment & Valuation

The 2025 property tax bill for 22770 Main St was $6,291.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Grand Terrace City
Unified School District	Colton Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$501,984 (+2%) Land $150,596 Building $351,388
2025	$6,291.00 Homeowner's exemption	$492,141 Land $147,643 Building $344,498
2023	$6,014.00 (+1.5%) Homeowner's exemption	$473,031 Land $141,910 Building $331,121
2022	$5,925.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22770 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22770 Main St is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERSIDE HIGHLAND WATER COMPANY private · serves 19,053 people · EPA ID CA3610057
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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