22765 Congo St NE, Stacy, MN 55079 Property Records

Anoka County property record for 22765 Congo St NE, Stacy, MN 55079

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 960 sqft · built 1978
Lot Size0.296 acres (12,880 sqft)
OwnerIndividual Name on File
Tax Bill$2,384 (2026)
Deeds & MortgagesAug 2023 Line of Credit
Oct 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-33-22-22-0107

Property Details

APN / Parcel Number

Primary APN04-33-22-22-0107
Alternative APN
  • 1234612

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialMetal
Lot Area12,880 sqft (0.296 acres)
Lot Dimensions80 ft deep x 161 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1234612
Street Address22765 CONGO ST NE
CitySTACY
StateMN
Zip55079-9356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 13 THRU 15 INCL BLK 10 THE 2ND MARTIN LAKE SHORES, SUBJTO EASE OF REC
Legal Range22W
Legal Township33N
Legal Section04
Legal SubdivisionTHE 2ND MARTIN LAKE SHORES
Legal Block10
Legal Lot Number13
JurisdictionANOKA MN
Township / Civil DivisionLINWOOD
Census Block Group3
Census Block3024
Census Tract51600

Owner

22765 Congo St NE is owned and occupied by an individual.

Source: Anoka County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address22765 CONGO ST NE, STACY, MN 55079-9356
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2023Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK OF WYOMING
Oct 4, 2021Transfer on Death Deed, Transfer
Oct 4, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANOKA MN
Property Address22765 CONGO ST NE, STACY, MN 55079-9356
Transaction TypeMortgage
Record UpdatedNov 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA2396092003
DateAug 4, 2023
InstrumentA2396092.003
Lender
NameFIRST STATE BANK OF WYOMING
TypeBank
Address26741
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionANOKA MN
Recording DateOct 4, 2021
Property Address22765 CONGO ST NE, STACY, MN 55079-9356
Document NumberA2339257002
Instrument DateOct 1, 2021
InstrumentA2339257.002
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANOKA MN
Recording DateOct 4, 2021
Property Address22765 CONGO ST NE, STACY, MN 55079-9356
Document NumberA2339257001
Instrument DateOct 1, 2021
InstrumentA2339257.001
Transaction TypeTransfer
Record UpdatedOct 25, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address22765 CONGO ST NE, STACY, MN 55079-9356

Tax Assessment & Valuation

The 2026 property tax bill for 22765 Congo St NE was $2,384 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyAnoka County
County SubdivisionLinwood Township
Unified School DistrictForest Lake Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,384.00 Homeowner's exemption$288,300 Land $93,900 Building $194,400$288,300 Land $93,900 Building $194,400
2024$2,173.00$258,300 Land $72,700 Building $185,600$258,300 Land $72,700 Building $185,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22765 Congo St NE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimApr 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22765 Congo St NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Verizon
Fixed Wireless
300 / 20

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