22760 Four Oak Rd, Georgetown, DE 19947 Property Records

Sussex County property record for 22760 Four Oak Rd, Georgetown, DE 19947

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,023 sqft · built 2021
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Apr 2021)
Tax Bill	$1,387 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`234-10.00-11.07`

Property Details

APN / Parcel Number

Primary APN	`234-10.00-11.07`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,023 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	196,020 sqft (4.5 acres)
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	22760 FOUR OAK RD
City	GEORGETOWN
State	DE
Zip	19947-6648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	W/PRIVATE RD 682' S OF RD 47
Legal Subdivision	GEORGETOWN
Jurisdiction	SUSSEX DE
Township / Civil Division	MILLSBORO
Census Block Group	3
Census Block	3003
Census Tract	50701

Owner

22760 Four Oak Rd is owned by two individuals who bought it in April 2021.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18556 SHINGLE POINT RD, GEORGETOWN, DE 19947-5200
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA
Apr 5, 2021	Deed, Transfer · ARM FULTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Deed Document Number	202121541
Deed Book / Page	5438 / 225
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	22760 FOUR OAK RD, GEORGETOWN, DE 19947-6648
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235360153
Date	Oct 21, 2025
Book Page	23536/153
Instrument	2025000039609

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Apr 5, 2021
Property Address	22760 FOUR OAK RD, GEORGETOWN, DE 19947-6648
Document Number	0054380225
Book / Page	5438 / 225
Instrument Date	Mar 31, 2021
Instrument	20210000021541
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18556 SHINGLE POINT RD, GEORGETOWN, DE 19947-5200

Mortgage

Document Number	0196570114
Date	Apr 5, 2021
Book Page	19657/114
Instrument	20210000021542

Lender

Name	FULTON BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.2%
Type Change Date	Feb 1, 2029
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 22760 Four Oak Rd was $1,387, down 0.4% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Cape Henlopen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,387.00 (-0.43%)	$1,500 (-) Land $1,500	$659,600 (-) Land $218,900 Building $440,700
2025	$1,393.00	$1,500 Land $1,500	$659,600 Land $218,900 Building $440,700
2023	$1,305.00	$1,500 Land $1,500	$53,000 Land $3,000 Building $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 22760 Four Oak Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Sep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22760 Four Oak Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

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