Lapeer County property record for 2276 Osprey Dr, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.798 acres (34,778 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,461 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-560-024-00 |
| Primary APN | 017-560-024-00 |
|---|
| Flooring | Carpet |
|---|
| Lot Area | 34,778 sqft (0.798 acres) |
|---|
| Street Address | 2276 OSPREY DR |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-9006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANDPIPER LOT 24. OREGON TOWNSHIP, LAPEER COUNTY, MI 130 X 172.08 X 67.08 X 200 X 62.86 X 376.43 |
| Legal Subdivision | SANDPIPER |
| Legal Lot Number | 24 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | OREGON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 334500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2276 OSPREY DR, LAPEER, MI 48446-9006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FINANCIAL PLUS CU |
| Nov 3, 2022 | Deed of Trust, Mortgage CHARLES W FETZER |
| Sep 1, 2022 | Intrafamily Transfer, Transfer |
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 18, 2022 |
| Transfer Doc | 0033140220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 2276 OSPREY DR, LAPEER, MI 48446-9006 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | MID-STATE TITLE SERVICES INC, MIDSTATE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 2276 OSPREY DR, LAPEER, MI 48446-9006 |
| Document Number | 0035050579 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 3505/579 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | G3381 VAN SLYKE RD, FLINT, MI 48507 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 2276 OSPREY DR, LAPEER, MI 48446-9006 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2276 OSPREY DR, LAPEER, MI 48446-9006 |
| Document Number | 0033250204 |
|---|---|
| Date | Nov 3, 2022 |
| Book Page | 3325/204 |
| Name | CHARLES W FETZER |
|---|---|
| Type | Private Party |
| Address | 6035 CREEKSIDE DR, SWARTZ CREEK, MI 48473 |
| Amount | Amount Recorded |
|---|---|
| Term | 57 Months |
| Due | Aug 22, 2027 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Sep 1, 2022 |
| Property Address | 2276 OSPREY DR, LAPEER, MI 48446-9006 |
| Document Number | 0033140220 |
| Book / Page | 3314 / 220 |
| Map Reference | LB 7 PG 52&53 |
| Instrument Date | Aug 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2276 OSPREY DR, LAPEER, MI 48446-9006 |
| Name | Verified Name |
|---|---|
| Address | 2276 OSPREY DR, LAPEER, MI 48446-9006 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 2276 OSPREY DR, LAPEER, MI 48446-9006 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 2276 OSPREY DR, LAPEER, MI 48446-9006 |
| Document Number | 0032210432 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 3221/432 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Oregon Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,400 (+16.88%) | $254,800 (+16.88%) | |
| 2025 | $1,461.00 (+3.99%) Homeowner's exemption | $109,000 (+11.91%) | $218,000 (+11.91%) |
| 2024 | $1,405.00 (+9.94%) | ||
| 2023 | $97,400 | $194,800 | |
| 2022 | $1,278.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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