2276 Clyde Rd, Catawba, NC 28609 Property Records

Catawba County property record for 2276 Clyde Rd, Catawba, NC 28609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,464 sqft · built 1970
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Jun 2011)
Tax Bill	$3,467 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4701-02-75-3862`

Property Details

APN / Parcel Number

Primary APN	`4701-02-75-3862`
Alternative APN	`0014295`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,464 sqft Living Area
1st Floor Area	2,792 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	43,560 sqft (1 acres)
Terrain	Below Road/Slope
View / Lot	Waterfront / Beach
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	220 sqft
Patio Area	542 sqft
Canopy	576 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2276 CLYDE RD
City	CATAWBA
State	NC
Zip	28609-8862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LOT 22 & 23 PL 12-63
Legal Subdivision	R G MOORE JR
Legal Lot Number	22
Jurisdiction	CATAWBA NC
Township / Civil Division	CATAWBA
Census Block Group	1
Census Block	1002
Census Tract	11503

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2276 CLYDE RD, CATAWBA, NC 28609-8862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN ONLINE MORTGAGE
Sep 6, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2011 · Amount on Record
Deed Sale	Jun 16, 2011 · Amount on Record
Prior Sale	May 1, 1997 · Amount on Record
Deed Document Number	201110165
Deed Book / Page	3080 / 469
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	2276 CLYDE RD, CATAWBA, NC 28609-8862
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036530751
Date	Apr 29, 2021
Book Page	3653/751
Instrument	10159

Lender

Name	AMERICAN ONLINE MORTGAGE
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	2276 CLYDE RD, CATAWBA, NC 28609-8862
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035250743
Date	Sep 6, 2019
Book Page	03525/0743
Instrument	15479

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$870,100 (-) Land $200,000 Building $670,100
2025	$3,467.00 (-21.17%)	$870,100 (+87.6%) Land $200,000 Building $670,100
2024	$4,398.00
2023	$4,398.00	$463,800 Land $140,000 Building $323,800	$870,100 Land $200,000 Building $670,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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