22756 Croxford Rd, Grafton, IL 62037 Property Records

Jersey County property record for 22756 Croxford Rd, Grafton, IL 62037

Property Summary

Property Type	Single Family Home
Details	2,030 sqft · built 1994
Lot Size	4.05 acres (176,418 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Jul 2025)
Tax Bill	$1,826 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-096-010-50`

Property Details

APN / Parcel Number

Primary APN	`01-096-010-50`
Alternative APN	`096-010-50`

Interior

Stories	2 Stories
Building Area	2,030 sqft Total Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	176,418 sqft (4.05 acres)

Location & Zoning

Account Number	096-010-50
Street Address	22756 CROXFORD RD
City	GRAFTON
State	IL
Zip	62037-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 SE1/4 LESS TRACT NE COR 5-19 220K, 3-14 175K, 7-99 136K, 6-91 16.5K 1994 2STY/PT BSMT 2030SQ
Jurisdiction	JERSEY IL
Township / Civil Division	ELSAH
Census Block Group	1
Census Block	1003
Census Tract	10300

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22756 CROXFORD RD, GRAFTON, IL 62037-2123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Apr 4, 2017	Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK
May 24, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Apr 4, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2025 · Amount on Record
Deed Sale	Jul 10, 2025 · Amount on Record
Prior Sale	May 24, 2019 · Amount on Record
Deed Document Number	2025177395
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Recording Date	May 13, 2026
Property Address	22756 CROXFORD RD, GRAFTON, IL 62037-2123
Document Number	0000179925
Instrument Date	May 5, 2026
Instrument	2026179925
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	22756 CROXFORD RD, GRAFTON, IL 62037-2123

Mortgage

Document Number	0000179925,
Date	May 13, 2026
Instrument	2026179925

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	22756 CROXFORD RD, GRAFTON, IL 62037-2123
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200166968
Date	Jan 20, 2022
Instrument	202200166968

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	22756 CROXFORD RD, GRAFTON, IL 62037-2123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2054/0054
Date	Apr 4, 2017
Book Page	2054/0054
Instrument	201700149271

Lender

Name	CARROLLTON BANK
Type	Bank
Address	ALTON, IL 62002

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	May 24, 2019
Property Address	22756 CROXFORD RD, GRAFTON, IL 62037-2123
Document Number	201900156132
Instrument Date	May 23, 2019
Instrument	201900156132
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 FANNIN DR, GOODLETTSVILLE, TN 37072-1325

Mortgage

Document Number	201900156133
Date	May 24, 2019
Instrument	201900156133

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	201900156132
Date	May 24, 2019
Instrument	201900156132

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Apr 4, 2017
Property Address	22756 CROXFORD RD, GRAFTON, IL 62037-2123
Document Number	002054/051
Book / Page	2054 / 051
Instrument Date	Mar 31, 2017
Instrument	201700149270
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 W CARPENTER ST, JERSEYVILLE, IL 62052-1402

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Elsah Township
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,826.00	$90,235 (+20.26%) Land $10,540 Building $79,695	$270,705 (+20.26%) Land $31,620 Building $239,085
2022	$4,511.00 Homeowner's exemption	$75,035 Land $10,420 Building $64,615	$225,105 Land $31,260 Building $193,845

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	53 (1979–2024)
Claims Outside the SFHA	12 of 53
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2019 · 11 claims Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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