2275 Trout Ct, Naples, FL 34102 Property Records

Collier County property record for 2275 Trout Ct, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	3,556 sqft · built 2016
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$6,200,000 (May 2024)
Tax Bill	$60,304 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`128800 20 45A15`

Property Details

APN / Parcel Number

Primary APN	`128800 20 45A15`
Alternative APNs	`184128800040343002045` `18412880004`

Interior

Stories	2 Stories
Building Area	3,556 sqft Living Area
1st Floor Area	3,556 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Masonry / Concrete Block
Lot Area	17,860 sqft (0.41 acres)
View / Lot	Waterfront
Pool Area	280 sqft
Deck Area	1,253 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	2275 TROUT CT
City	NAPLES
State	FL
Zip	34102-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	ROYAL HARBOR UNIT 3 BLK 20 LOT 4
Legal Range	25
Legal Township	50
Legal Section	15
Legal Subdivision	ROYAL HARBOR UNIT 3
Legal Tract	128800
Legal Block	20
Legal Lot Number	4
Legal Unit	3
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1012
Census Tract	600

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2275 TROUT CT, NAPLES, FL 34102-1540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK OF FLORIDA
Dec 19, 2019	Warranty Deed, Transfer · Line of Credit FIRST FLORIDA INTEGRITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2024 · Amount on File
Deed Sale	May 28, 2024 · Amount on File
Prior Sale	Dec 19, 2019 · Amount on File
Deed Document Number	20246550807
Deed Book / Page	6363 / 1867
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2275 TROUT CT, NAPLES, FL 34102-1540
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2275 TROUT CT, NAPLES, FL 34102-1540

Mortgage

Document Number	0059021783
Date	Mar 4, 2021
Book Page	5902/1783
Instrument	6012369

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank
Address	MIAMI, FL 33131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 19, 2019
Property Address	2275 TROUT CT, NAPLES, FL 34102-1540
Document Number	0057080211
Book / Page	5708 / 0211
Map Reference	MB 3 PG 70
Instrument Date	Dec 13, 2019
Instrument	5805615
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	BRYANT TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2275 TROUT CT, NAPLES, FL 34102-1540

Mortgage

Document Number	0057080213
Date	Dec 19, 2019
Instrument	5708/0213

Lender

Name	FIRST FLORIDA INTEGRITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 9, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,496,058 (+2.89%) Land $2,808,488 Building $3,687,570	$6,496,058 (+2.89%) Land $2,808,488 Building $3,687,570
2025	$60,304.00 (+7.14%)	$6,313,704 (+14.54%) Land $3,594,864 Building $2,718,840	$6,313,704 (+0.65%) Land $3,594,864 Building $2,718,840
2024	$56,284.00 (-1.66%)	$5,512,060 (+1%)	$6,273,237 (-9.85%) Land $3,456,600 Building $2,816,637
2023	$57,233.00 (+10.25%)	$5,010,964 (+1%)	$6,958,351 (+22.74%) Land $3,629,430 Building $3,328,921
2022	$51,914.00	$4,555,422	$5,668,967 Land $2,649,484 Building $3,019,483

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 406 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	961 units insured incl. 555 condo units
Nearby Flood Claims	440 (1980–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 65 claims Hurricane Ian, Oct 2022 · 160 claims Hurricane Ian, Sep 2022 · 152 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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