2275 Tor Ln, Petoskey, MI 49770 Property Records

Emmet County property record for 2275 Tor Ln, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	1.5 acres (65,404 sqft)
Owner	2 Individual Names on File
Last Sale	$367,000 (Dec 2021)
Tax Bill	$7,740 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-18-01-326-019`

Property Details

APN / Parcel Number

Primary APN	`13-18-01-326-019`

Exterior

Lot Area	65,404 sqft (1.5 acres)

Location & Zoning

Street Address	2275 TOR LN
City	PETOSKEY
State	MI
Zip	49770-8514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT R-1
Legal Description	PLAT OF HUBER HIGHLANDS, LOT 1. SECTION 1, T34N, R6W
Legal Range	06W
Legal Township	34N
Legal Section	01
Legal Lot Number	1
Jurisdiction	EMMET MI
Township / Civil Division	RESORT
Census Block Group	1
Census Block	1049
Census Tract	970800

Owner

Source: Emmet County records · APN 13-18-01-326-019

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	30954 OAK VALLEY DR, FARMINGTON HILLS, MI 48331-1418
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Warranty Deed, Transfer · Conventional Mortgage KAYE FINANCIAL
Aug 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Jun 01, 2021	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Aug 19, 2019	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	Aug 19, 2019 · Amount on Record
Deed Document Number	20215192828
Deed Book / Page	1239 / 867
Prior Transfer Date	Oct 27, 2005
Prior Transfer Doc	1073000319
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Dec 15, 2021
Property Address	2275 TOR LN, PETOSKEY, MI 49770-8514
Document Number	001239/867
Book / Page	1239 / 867
Instrument Date	Dec 09, 2021
Instrument	5192828
Transaction Type	Transfer
Record Updated	Jan 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30954 OAK VALLEY DR, FARMINGTON HILLS, MI 48331-1418

Mortgage

Document Number	0005192871
Date	Dec 15, 2021
Instrument	5192871

Lender

Name	KAYE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2275 TOR LN, PETOSKEY, MI 49770-8514
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2275 TOR LN, PETOSKEY, MI 49770-8514

Mortgage

Document Number	0000001235/0000000693
Date	Aug 02, 2021
Book Page	0000001235/0000000693
Instrument	5188656

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2275 TOR LN, PETOSKEY, MI 49770-8514
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 MEADOW WAY, PETOSKEY, MI 49770-8341

Mortgage

Document Number	0000001233/0000000670
Date	Jun 01, 2021
Book Page	0000001233/0000000670
Instrument	5186635

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 01, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Aug 19, 2019
Property Address	2275 TOR LN, PETOSKEY, MI 49770-8514
Document Number	1214/369
Book / Page	1214 / 369
Instrument	5167288
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	TALON GROUP

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 MEADOW WAY, PETOSKEY, MI 49770-8341

Mortgage

Document Number	5167289
Date	Aug 19, 2019
Instrument	5167289

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001214/369
Date	Aug 19, 2019
Book Page	1214/369
Instrument	5167288

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	97 Months
Due	Sep 01, 2027

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Resort Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,900 (+16.11%) Land $224,900	$449,800 (+16.11%) Land $449,800
2024	$7,740.00
2023		$193,700 Land $193,700	$387,400 Land $387,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 31, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 46 locations within half a mile of this property.

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