2275 Spruce Loop, Crossville, TN 38555 Property Records

Cumberland County property record for 2275 Spruce Loop, Crossville, TN 38555

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,759 sqft · built 1978
Owner	Individual Name on Record
Last Sale	$250,000 (Jul 2026)
Tax Bill	$554 (2025)
Deeds & Mortgages	Jul 2026 Sale Dec 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`125J-A-029.00`

Property Details

APN / Parcel Number

Primary APN	`125J-A-029.00`
Alternative APNs	`01125GA125J02900` `018125J A 02900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,759 sqft Living Area
1st Floor Area	1,779 sqft
Basement Area	980 sqft
Finished Basement	980 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Dimensions	265 ft deep x 100 ft wide
Terrain	Rolling
Porch	Finished/Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2275 SPRUCE LOOP
City	CROSSVILLE
State	TN
Zip	38555-3815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERWOOD FARMS PB 7 PG 41 LOT 47 100 X 265
Legal Subdivision	SHERWOOD FARMS
Legal Lot Number	47
Jurisdiction	CUMBERLAND TN
Township / Civil Division	8
Census Block Group	1
Census Block	1040
Census Tract	970601

Owner

Source: Cumberland County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	866 WINNINGHAM RD, CROSSVILLE, TN 38572-3111
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 11, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KNOCK LENDING LLC
Dec 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage UPPER CUMBERLAND FCU
Dec 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage UPPER CUMBERLAND FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Mar 3, 2015 · Amount on Record
Deed Document Number	20269149
Deed Book / Page	1753 / 257
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Jul 6, 2026
Property Address	2275 SPRUCE LOOP, CROSSVILLE, TN 38555-3815
Document Number	0000009149
Book / Page	1753 / 257
Instrument Date	Jul 6, 2026
Instrument	20269149
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$93,425.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	866 WINNINGHAM RD, CROSSVILLE, TN 38572-3111

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	2275 SPRUCE LOOP, CROSSVILLE, TN 38555-3815
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044334
Date	Dec 11, 2025
Book Page	1737/2478
Instrument	25044334

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jun 10, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	2275 SPRUCE LOOP, CROSSVILLE, TN 38555-3815
Transaction Type	Mortgage
Record Updated	Jan 16, 2024
Title Company	FIRST CROSSVILLE TITLE, FIRST CROSSVILLE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015065
Date	Dec 27, 2023
Book Page	1687/1033
Instrument	23015065

Lender

Name	UPPER CUMBERLAND FCU
Type	Credit Union
Address	CROSSVILLE, TN 38557

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 27, 2038

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	2275 SPRUCE LOOP, CROSSVILLE, TN 38555-3815
Transaction Type	Mortgage
Record Updated	Dec 27, 2022
Title Company	FIRST CROSSVILLE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018500
Date	Dec 12, 2022
Book Page	1661/1081
Instrument	22018500

Lender

Name	UPPER CUMBERLAND FCU
Type	Credit Union
Address	CROSSVILLE, TN 38557

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 12, 2037

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$554.00 (+22.84%)	$48,850 (-) Land $3,750 Building $45,100	$195,400 (-) Land $15,000 Building $180,400
2023		$48,850 (-) Land $3,750 Building $45,100
2022		$48,850 Land $3,750 Building $45,100	$195,400 (-) Land $15,000 Building $180,400
2021			$195,400 Land $15,000 Building $180,400
2018	$451.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSSVILLE WATER DEPT serves 32,985 people · EPA ID TN0000150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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