2275 Rafn Rd, Two Harbors, MN 55616 Property Records

Lake County property record for 2275 Rafn Rd, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Lot Size	9.99 acres (435,164 sqft)
Owner	2 Individual Names on File
Last Sale	$94,000 (Apr 2024)
Tax Bill	$396 (2026)
Deeds & Mortgages	Apr 2024 Mortgage
APN	`29-5369-00040`

Property Details

APN / Parcel Number

Primary APN	`29-5369-00040`

Interior

Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Vinyl
Construction Type	Wood
Lot Area	435,164 sqft (9.99 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Sauna	Sauna

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2275 RAFN RD
City	TWO HARBORS
State	MN
Zip	55616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4
Legal Range	10W
Legal Township	53N
Legal Section	07
Legal Lot Number	4
Jurisdiction	LAKE MN
Township / Civil Division	SILVER CREEK
Census Block Group	3
Census Block	3016
Census Tract	370102

Owner

2275 Rafn Rd is owned by two individuals who bought it in April 2024.

Source: Lake County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	431 12TH AVE, TWO HARBORS, MN 55616-1213
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2024 · Amount on File
Deed Sale	Apr 3, 2024 · Amount on File
Deed Document Number	20241636598
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	2275 RAFN RD, TWO HARBORS, MN 55616
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000203941
Date	Apr 9, 2024
Instrument	A000203941

Lender

Name	PARK STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	0.07%
Index	3-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 2275 Rafn Rd was $396, up 4.8% from the year before.

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Silver Creek Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$396.00 (+4.76%)	$88,000 Land $67,900 Building $20,100	$88,000 Land $67,900 Building $20,100
2025	$378.00
2023		$66,900 Land $44,900 Building $22,000	$66,900 Land $44,900 Building $22,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2275 Rafn Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2275 Rafn Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000