Santa Rosa County property record for 2275 Panhandle Trl, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,812 sqft · built 2007 |
| Lot Size | 0.363 acres (15,812 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100 (Aug 2017) |
| Tax Bill | $2,026 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-2S-26-0000-05402-0000 |
| Primary APN | 15-2S-26-0000-05402-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| Gross Area | 2,594 sqft |
| 1st Floor Area | 1,812 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 15,812 sqft (0.363 acres) |
| Lot Dimensions | 160 ft deep x 99 ft wide |
| Garage Type | Attached |
| Garage Area | 516 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2275 PANHANDLE TRL |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-1133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | THE S 99.25 FT OF THE FOLL DES PARCEL: E2 OF NE4 OF NE4 OF NW4 OF SE4 LESS E 33 FT & N 33 FT FOR RD R/W AS DES IN OR 3532 PG 1167 & OR 3659 PG 201 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 15 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10827 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1030 W MISSION LN, PHOENIX, AZ 85021-3143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Sep 6, 2017 | Quit Claim Deed, Transfer · VA Mortgage TRIDENT HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2017 · Amount on Record |
| Deed Sale | Aug 1, 2017 · Amount on Record |
| Prior Sale | Jun 24, 2016 · Amount on Record |
| Deed Book / Page | 3659 / 201 |
| Last Transfer Date | Aug 10, 2017 |
| Transfer Doc | 0036590203 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2275 PANHANDLE TRL, NAVARRE, FL 32566-1133 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0042161782 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 4216/1782 |
| Instrument | 202180774 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 6, 2017 |
| Property Address | 2275 PANHANDLE TRL, NAVARRE, FL 32566-1133 |
| Document Number | 0036590201 |
| Book / Page | 003659 / 000201 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 37070 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2017 |
| Title Company | RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2275 PANHANDLE TRL NAVARRE FL 325661133, NAVARRE, FL 32566-1133 |
| Document Number | 36590203 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 003659/000203 |
| Instrument | 37072 |
| Name | TRIDENT HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | GULF BREEZE, FL 32561 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2047 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $207,176 (+2.9%) | $270,493 (+5.31%) Land $49,302 Building $221,191 | |
| 2024 | $2,026.00 (+2.53%) Homeowner's exemption | $201,337 (+3%) | $256,851 (+2.35%) Land $41,085 Building $215,766 |
| 2023 | $1,976.00 (+2.92%) Homeowner's exemption | $195,473 (+3%) | $250,950 (+4.83%) Land $36,976 Building $213,974 |
| 2022 | $1,920.00 Homeowner's exemption | $189,780 | $239,383 Land $30,813 Building $208,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 117 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 117 in force |
| Nearby Flood Claims | 7 (2014–2025) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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