2275 Oscar Rd, White Oak, GA 31568 Property Records

Camden County property record for 2275 Oscar Rd, White Oak, GA 31568

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,283 sqft · built 1996
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$659,988 (Jun 2024)
Tax Bill	$7,037 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`074A000004`

Property Details

APN / Parcel Number

Primary APN	`074A000004`
Alternative APNs	`074A 004` `10701`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,283 sqft Heated Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2009
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Area	2,205 sqft
Porch	Open Porch
Porch Area	1,364 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10701
Old Parcel Number	074A000004
Street Address	2275 OSCAR RD
City	WHITE OAK
State	GA
Zip	31568-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	H/L 4 RED BLUFF S/D
Legal Subdivision	RED BLUFF
Legal Lot Number	4
Jurisdiction	CAMDEN GA
Township / Civil Division	WOODBINE
Census Block Group	3
Census Block	3089
Census Tract	10100

Owner

Source: Camden County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2275 OSCAR RD, WHITE OAK, GA 31568-2016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ST SIMONS BANK AND TRUST
Jun 28, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
May 3, 2021	Deed of Trust, Construction Loan · Construction Mortgage ST SIMONS BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2024 · Amount on Record
Deed Sale	Jun 12, 2024 · Amount on Record
Prior Sale	Nov 8, 2022 · Amount on Record
Deed Document Number	0002308599
Deed Book / Page	2308 / 599
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN GA
Recording Date	Nov 8, 2022
Property Address	2275 OSCAR RD, WHITE OAK, GA 31568-2016
Document Number	0000003599
Book / Page	2228 / 749
Instrument Date	Nov 8, 2022
Instrument	2022-003599
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2275 OSCAR RD, WHITE OAK, GA 31568-2016

Mortgage

Document Number	002228/752
Date	Nov 15, 2022
Book Page	0000002228/0000000752
Instrument	009899

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN GA
Property Address	2275 OSCAR RD, WHITE OAK, GA 31568-2016
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2275 OSCAR RD, WHITE OAK, GA 31568-2016

Mortgage

Document Number	0002111/88
Date	May 3, 2021
Book Page	0000002111/0000000088
Instrument	004420

Lender

Name	ST SIMONS BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN GA
Recording Date	Jun 28, 2021
Property Address	2275 OSCAR RD, WHITE OAK, GA 31568-2016
Document Number	0000001959
Book / Page	2127 / 880
Instrument Date	Jun 28, 2021
Instrument	2021-001959
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2275 OSCAR RD, WHITE OAK, GA 31568-2016

Mortgage

Document Number	002127/883
Date	Jun 29, 2021
Book Page	0000002127/0000000883
Instrument	006963

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CAMDEN GA
Recording Date	May 3, 2021
Property Address	2275 OSCAR RD, WHITE OAK, GA 31568-2016
Document Number	0021110088
Book / Page	002111 / 000088
Instrument Date	Apr 23, 2021
Transaction Type	Construction Loan
Record Updated	Jun 9, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 KAREN WAY BRUNSWICK GA 315238004, BRUNSWICK, GA 31523-8004

Mortgage

Document Number	21110088
Date	May 3, 2021
Book Page	002111/000088

Lender

Name	ST SIMONS BK&TR
Address	SAINT SIMONS ISLAND, GA 31522

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 2, 2022

Tax Assessment & Valuation

Source: Camden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Camden County
Unified School District	Camden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,037.00 (+25.1%) Homeowner's exemption	$248,755 (+8.3%) Land $64,000 Building $184,755	$621,888 (+8.3%) Land $160,000 Building $461,888
2023		$229,693 Land $64,000 Building $165,693	$574,232 Land $160,000 Building $414,232
2022	$5,625.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 99.1% of Georgia
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, TDS Telecom, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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